110 Edgemont Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 110 Edgemont Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	3,263 sqft · built 1910
Lot Size	0.254 acres (11,082 sqft)
Owner	2 Individual Names on File
Last Sale	$985,000 (May 2015)
Tax Bill	$27,513 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01708-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`13-01708-0000-00016`
Alternative APN	`130170800016`

Interior

Stories	2 Stories
Building Area	3,263 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	11,082 sqft (0.254 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130170800016
Street Address	110 EDGEMONT RD
City	MONTCLAIR
State	NJ
Zip	07043-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	11080SF
Legal Block	1708
Legal Lot Number	16
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1003
Census Tract	16400

Owner

110 Edgemont Rd is owned and occupied by two individuals who bought it in May 2015.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 EDGEMONT RD, MONTCLAIR, NJ 07043-1328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK NA
May 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPENCER SAVINGS BANK SLA
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2015 · Amount on File
Deed Sale	May 19, 2015 · Amount on File
Prior Sale	Dec 28, 1982 · Amount on File
Deed Book / Page	12555 / 3436
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	110 EDGEMONT RD, MONTCLAIR, NJ 07043-1328
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 EDGEMONT RD, MONTCLAIR, NJ 07043-1328

Mortgage

Document Number	0000003836
Date	Jan 16, 2026
Instrument	2026003836

Lender

Name	VALLEY NATIONAL BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	110 EDGEMONT RD, MONTCLAIR, NJ 07043-1328
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043901
Date	May 3, 2022
Instrument	2022043901

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Apr 26, 2037

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	110 EDGEMONT RD, MONTCLAIR, NJ 07043-1328
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	PUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021093288
Date	Jul 30, 2021
Instrument	2021093288

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.99%
Type Change Date	Aug 1, 2028
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	6.99%
Index	Other
Margin	3
Max Rate	6.99%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	110 EDGEMONT RD, MONTCLAIR, NJ 07043-1328
Document Number	0000111077
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	KENWORTH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 EDGEMONT RD MONTCLAIR NJ 070431328, MONTCLAIR, NJ 07043-1328

Mortgage

Document Number	0000111077
Date	Nov 21, 2019
Instrument	111077

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Nov 20, 2059

Tax Assessment & Valuation

The 2025 property tax bill for 110 Edgemont Rd was $27,513, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$782,500 (-) Land $409,900 Building $372,600	$782,500 (-) Land $409,900 Building $372,600
2025	$27,513.00 (+3.32%)	$782,500 Land $409,900 Building $372,600	$782,500 Land $409,900 Building $372,600
2024	$26,628.00
2023		$782,500 Land $409,900 Building $372,600	$782,500 Land $409,900 Building $372,600
2022	$25,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Edgemont Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	40 (1982–2021)
Claims Outside the SFHA	9 of 40
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Edgemont Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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