88 Edgemont Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 88 Edgemont Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,335 sqft · built 1906
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,395,000 (Aug 2026)
Tax Bill	$23,019 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-01701-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`13-01701-0000-00014`
Alternative APN	`130170100014`

Interior

Stories	2 Stories
Building Area	2,335 sqft Living Area

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1909
Construction Type	Frame
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130170100014
Street Address	88 EDGEMONT RD
City	MONTCLAIR
State	NJ
Zip	07043-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X150 IRR
Legal Block	1701
Legal Lot Number	14
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1007
Census Tract	16400

Owner

88 Edgemont Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Essex County and Montclair Township records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 EDGEMONT RD, MONTCLAIR, NJ 07043-1306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 21, 2019	Deed of Trust, Mortgage · Line of Credit NORTH JERSEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Jan 12, 1984 · Amount on File
Deed Document Number	202656916
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 26, 2026
Property Address	88 EDGEMONT RD, MONTCLAIR, NJ 07043-1306
Document Number	0000056916
Instrument Date	Aug 20, 2026
Instrument	202656916
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140,895.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 EDGEMONT RD, MONTCLAIR, NJ 07043-1306
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056917,
Date	Aug 26, 2026
Instrument	202656917

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	88 EDGEMONT RD, MONTCLAIR, NJ 07043-1306
Document Number	0000024055
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	88 EDGEMONT RD MONTCLAIR NJ 070431306, MONTCLAIR, NJ 07043-1306

Mortgage

Document Number	0000024055
Date	Mar 15, 2019
Instrument	24055

Lender

Name	NORTH JERSEY FCU
Type	Credit Union
Address	TOTOWA, NJ 07512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 14, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 88 Edgemont Rd was $23,019, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,700 (-) Land $386,600 Building $268,100	$654,700 (-) Land $386,600 Building $268,100
2025	$23,019.00 (+3.32%)	$654,700 Land $386,600 Building $268,100	$654,700 Land $386,600 Building $268,100
2024	$22,279.00
2023		$654,700 Land $386,600 Building $268,100	$654,700 Land $386,600 Building $268,100
2022	$21,526.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 88 Edgemont Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	40 (1982–2021)
Claims Outside the SFHA	9 of 40
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Edgemont Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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