Genesee County property record for 106 E Lord St, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,720 sqft · built 1932 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,000 (Mar 2023) |
| Tax Bill | $925 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Mar 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-31-577-086 |
| Primary APN | 10-31-577-086 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 1,722 sqft |
| 1st Floor Area | 992 sqft |
| Basement Area | 728 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Lot Area | 7,928 sqft (0.182 acres) |
| Lot Dimensions | 120 ft deep x 66 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 106 E LORD ST |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-8927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF LOTS 1 AND 2 BLK 12 BEG 16 FT WLY OF SE COR OF LOT 1 BLK 12 TH NLY 5 FT TH WLY 2.5 FT TH SLY 16 FT TH ELY 2.5 FT TH |
| Legal Subdivision | VILLAGE GAINES |
| Legal Block | 12 |
| Legal Lot Number | 1-2,20 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 12801 |
Source: Genesee County assessment roll, as of October 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 E LORD ST, GAINES, MI 48436-8927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WINGETT BUILDING & INVESTMENT COMPANY LL |
| Mar 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage WINGETT BUILDING & INVESTMENT COMPA |
| Dec 19, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 8, 2019 | Correction Deed, Transfer NOT AVAILABLE |
| May 6, 2019 | Tax Deed, Foreclosure NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 22, 2023 · Amount on Record |
| Deed Sale | Mar 22, 2023 · Amount on Record |
| Prior Sale | Feb 5, 2015 · Amount on Record |
| Deed Document Number | 202312781 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 106 E LORD ST, GAINES, MI 48436-8927 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 106 E LORD ST, GAINES, MI 48436-8927 |
| Document Number | 0000024685 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 202304130024685 |
| Name | WINGETT BUILDING & INVESTMENT COMPANY LL |
|---|---|
| Type | Non-Lending Institution |
| Address | GAINES, MI 48436 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Mar 22, 2023 |
| Property Address | 106 E LORD ST, GAINES, MI 48436-8927 |
| Document Number | 0000012781 |
| Map Reference | LB 18 PG 14 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 202303220012781 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2025 |
| Title Company | UNKNOWN, CISLO TTL CO TTL INS & ESCRO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 GENESEE ST, GAINES, MI 48436-7700 |
| Name | Verified Name |
|---|---|
| Address | 106 E LORD ST, GAINES, MI 48436-8927 |
| Document Number | 0000024685 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 202304130024685 |
| Name | WINGETT BUILDING & INVESTMENT COMPA |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 242 Months |
| Due | May 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Dec 19, 2019 |
| Property Address | 106 E LORD ST, GAINES, MI 48436-8927 |
| Document Number | 0000077827 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 77827 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 8, 2019 |
| Property Address | 106 E LORD ST, GAINES, MI 48436-8927 |
| Document Number | 0000041268 |
| Instrument Date | May 6, 2019 |
| Instrument | 41268 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | May 6, 2019 |
| Property Address | 106 E LORD ST, GAINES, MI 48436-8927 |
| Document Number | 0000034393 |
| Instrument Date | May 6, 2019 |
| Instrument | 34393 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Genesee County assessment roll, as of October 3, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Municipality | Gaines Village |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $925.00 (-68.13%) Homeowner's exemption | $80,800 | $161,600 |
| 2024 | $2,902.00 (+40.4%) | ||
| 2019 | $2,067.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF BYRON serves 581 people · EPA ID MI0001020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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