122 E Lord St, Gaines, MI 48436 Property Records

Genesee County property record for 122 E Lord St, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,432 sqft · built 1890
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,691 (Mar 2023)
Tax Bill	$1,261 (2025)
Deeds & Mortgages	Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-31-577-081`

Property Details

APN / Parcel Number

Primary APN	`10-31-577-081`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,432 sqft Living Area
1st Floor Area	912 sqft
Basement Area	520 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	122 E LORD ST
City	GAINES
State	MI
Zip	48436-8954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 5 FT OF E 1/2 OF LOT 12 BLK 12 & N 5 FT OF LOT 13 BLK 12 & LOT 14 BLK 12 & E 1/2 OF LOT 15 BLK 12 VILLAGE OF GAINES (88) FR
Legal Subdivision	VILLAGE GAINES
Legal Block	12
Legal Lot Number	12-15
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2042
Census Tract	12801

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 E LORD ST, GAINES, MI 48436-8954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Nov 7, 2013 · Amount on Record
Deed Document Number	202313391
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 24, 2023
Property Address	122 E LORD ST, GAINES, MI 48436-8954
Document Number	0000013391
Instrument Date	Dec 27, 2022
Instrument	202303240013391
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount Recorded
Tax	$292.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E LORD ST, GAINES, MI 48436-8954

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Municipality	Gaines Village
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,100 (+6%) Land $3,800 Building $63,300	$134,200 (+6%) Land $7,600 Building $126,600
2025	$1,261.00 (+2.44%) Homeowner's exemption	$63,300 (+2.59%)	$126,600 (+2.59%)
2024	$1,231.00 (+49.76%)
2023		$61,700	$123,400
2019	$822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BYRON serves 581 people · EPA ID MI0001020
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20