Genesee County property record for 104 E Lord St, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,872 sqft · built 1900 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $28,000 (Aug 2008) |
| Tax Bill | $2,119 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-31-577-076 |
| Primary APN | 10-31-577-076 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,872 sqft Living Area |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 1,004 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 120 ft deep x 84 ft wide |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 104 E LORD ST |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-8962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 2 AND 3 BLK 12 EXCEPT ELY 16 FT ALSO EXCEPT A PARCEL OF LAND BEG 16 FT WLY OF SE COR OF LOT 1 BLK 12 TH NLY 5 FT TH |
| Legal Subdivision | VILLAGE OF GAINES |
| Legal Block | 12 |
| Legal Lot Number | 1-2 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 12801 |
104 E Lord St is owned by an individual who bought it in August 2008.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2157 S NEW LOTHROP RD, LENNON, MI 48449-9633 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2008 · Amount on File |
| Deed Sale | Aug 13, 2008 · Amount on File |
| Prior Sale | Mar 20, 2007 · Amount on File |
| Deed Document Number | 200859064 |
| Prior Transfer Date | Mar 7, 2007 |
| Prior Transfer Doc | 0000026948 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 104 E Lord St was $2,119, up 2.8% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Municipality | Gaines Village |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,000 (+6.95%) Land $4,600 Building $75,400 | $160,000 (+6.95%) Land $9,200 Building $150,800 | |
| 2025 | $2,119.00 (+2.76%) | $74,800 | $149,600 |
| 2024 | $2,062.00 | ||
| 2023 | $71,900 | $143,800 | |
| 2019 | $1,284.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 E Lord St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 E Lord St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF BYRON serves 581 people · EPA ID MI0001020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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