106 E Francis St, Yankton, SD 57078 Property Records

Yankton County property record for 106 E Francis St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,114 sqft · built 1991
Lot Size	0.176 acres (7,680 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jul 2020)
Tax Bill	$2,929 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78.935.001.040`

Property Details

APN / Parcel Number

Primary APN	`78.935.001.040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,114 sqft Living Area
Basement Area	1,114 sqft
Finished Basement	1,114 sqft
Unfinished Basement	1,114 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,680 sqft (0.176 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 E FRANCIS ST
City	YANKTON
State	SD
Zip	57078-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 1 WILLOW RIDGE S/D
Legal Subdivision	WILLOW RIDGE SUBDIVISION
Legal Block	1
Legal Lot Number	4
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1037
Census Tract	966200

Owner

106 E Francis St is owned and occupied by an individual who bought it in July 2020.

Source: Yankton County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	106 E FRANCIS ST, YANKTON, SD 57078-5101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage CU MORTGAGE DIRECT LLC
Jul 31, 2020	Deed, Transfer · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Prior Sale	Sep 25, 2018 · Amount on File
Deed Book / Page	552 / 346
Prior Transfer Date	Oct 9, 2009
Prior Transfer Doc	489/004
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Jul 13, 2022
Property Address	106 E FRANCIS ST, YANKTON, SD 57078-5101
Document Number	0000566/83
Book / Page	566 / 83
Map Reference	MB S14 PG 81
Instrument Date	Jul 11, 2022
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	NOT AVAILABLE, YANKTON TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 WOODCREEK DR, 126, YANKTON, SD 57078-6551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E FRANCIS ST, YANKTON, SD 57078-5101

Mortgage

Document Number	0000056684
Date	Jul 13, 2022
Instrument	566/84

Lender

Name	CU MORTGAGE DIRECT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	YANKTON SD
Recording Date	Jul 31, 2020
Property Address	106 E FRANCIS ST, YANKTON, SD 57078-5101
Document Number	552/346
Book / Page	552 / 346
Map Reference	MB S20 PG 332
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	YANKTON TITLE COMPANY INC

Transaction

Amount	Amount on Record
Tax	$85.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 E FRANCIS ST, YANKTON, SD 57078-5101

Mortgage

Document Number	000552/347
Date	Jul 31, 2020
Book Page	552/347

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Sep 25, 2018
Property Address	106 E FRANCIS ST, YANKTON, SD 57078-5101
Document Number	542/075
Book / Page	542 / 075
Map Reference	MB S14 PG 81
Instrument Date	Sep 25, 2018
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	YANKTON TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	83268 522ND AVE, 83268, NIOBRARA, NE 68760

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 E FRANCIS ST # EE, EE, YANKTON, SD 57078-5101

Mortgage

Document Number	542076
Date	Sep 25, 2018
Instrument	542/076

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 106 E Francis St was $2,929.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,700 Land $21,200 Building $219,500	$240,700 Land $21,200 Building $219,500
2025	$2,929.00
2023		$218,200 Land $21,200 Building $197,000
2022	$2,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 E Francis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 E Francis St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
South Dakota Wireless Internet Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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