104 E Francis St, Yankton, SD 57078 Property Records

Yankton County property record for 104 E Francis St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,188 sqft · built 1992
Lot Size	0.176 acres (7,680 sqft)
Owner	Trust Name on File
Last Sale	$284,000 (Nov 2024)
Tax Bill	$3,244 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`78.935.001.030`

Property Details

APN / Parcel Number

Primary APN	`78.935.001.030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Basement Area	1,188 sqft
Finished Basement	1,188 sqft
Unfinished Basement	1,188 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,680 sqft (0.176 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	166 sqft
Shed	1 Shed
Shed Area	1,188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	104 E FRANCIS ST
City	YANKTON
State	SD
Zip	57078-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 BLK 1 WILLOW RIDGE S/D
Legal Subdivision	WILLOW RIDGE SUBDIVISION
Legal Block	1
Legal Lot Number	3
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1037
Census Tract	966200

Owner

104 E Francis St is held in a trust since November 2024.

Source: Yankton County records, as of October 1, 2026

Owner of Record	Trust Name on File
Mailing Address	1205 W 17TH ST, YANKTON, SD 57078-1928
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Nov 21, 2024	Warranty Deed, Transfer BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2024 · Amount on File
Deed Sale	Nov 21, 2024 · Amount on File
Deed Document Number	2024205516
Deed Book / Page	576 / 434
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	104 E FRANCIS ST, YANKTON, SD 57078-5101
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000553/296
Date	Sep 15, 2020
Book Page	553/296

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Nov 21, 2024
Property Address	104 E FRANCIS ST, YANKTON, SD 57078-5101
Document Number	000576/434
Book / Page	576 / 434
Map Reference	MB S14 PG 81
Instrument Date	Nov 21, 2024
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 TOOTYS AVE, YANKTON, SD 57078-4725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 W 17TH ST, YANKTON, SD 57078-1928

Tax Assessment & Valuation

The 2025 property tax bill for 104 E Francis St was $3,244, down 4.8% from the year before.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,900 (+7.4%) Land $21,200 Building $245,700	$266,900 Land $21,200 Building $245,700
2025	$3,244.00 (-4.78%)	$248,500 Land $21,200 Building $227,300
2024	$3,407.00
2023		$241,900 Land $21,200 Building $220,700
2022	$3,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 E Francis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 E Francis St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
South Dakota Wireless Internet Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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