100 E Francis St, Yankton, SD 57078 Property Records

Yankton County property record for 100 E Francis St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	1,491 sqft · built 1991
Lot Size	0.279 acres (12,160 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2023)
Tax Bill	$3,574 (2022)
Deeds & Mortgages	Sep 2009 Mortgage Dec 2006 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`78.935.001.010`

Property Details

APN / Parcel Number

Primary APN	`78.935.001.010`

Interior

Stories	2 Stories
Building Area	1,491 sqft Living Area
Basement Area	1,014 sqft
Finished Basement	1,014 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 1991
Exterior Material	Siding
Roof Material	Asphalt
Lot Area	12,160 sqft (0.279 acres)
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	100 E FRANCIS ST
City	YANKTON
State	SD
Zip	57078-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 1 & 20 VAC WALKWAY WILLOW RIDGE
Legal Subdivision	WILLOW RIDGE
Legal Block	1
Legal Lot Number	1
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1037
Census Tract	966200

Owner

Source: Yankton County records, as of November 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	100 E FRANCIS ST, YANKTON, SD 57078-5101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2009	Deed of Trust, Mortgage SERVICES CENTER FCU
Dec 18, 2006	Deed of Trust, Mortgage SERVICES CENTER FCU
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Jul 8, 2024	Deed of Trust, Mortgage · Line of Credit EXPLORERS CU
Dec 23, 2025	Warranty Deed, Transfer · VA Mortgage FIRST DAKOTA NATIONAL BANK
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Jun 2, 2016	Warranty Deed, Transfer · Conventional Mortgage GREAT WESTERN BANK
Jul 29, 2013	Warranty Deed, Transfer · Conventional Mortgage HOME FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Jan 21, 2022 · Amount on Record
Deed Document Number	0000570592
Deed Book / Page	570 / 326
Prior Transfer Date	Jul 14, 2023
Prior Transfer Doc	0000570326
Record Updated	Sep 20, 2026

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	100 E FRANCIS ST, YANKTON, SD 57078-5101
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000488/199
Date	Sep 15, 2009
Book Page	488/199

Lender

Name	SERVICES CENTER FCU
Address	YANKTON, SD 57078

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 1, 2014

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	100 E FRANCIS ST, YANKTON, SD 57078-5101
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000467/385
Date	Dec 18, 2006
Book Page	467/385

Lender

Name	SERVICES CENTER FCU
Address	YANKTON, SD 57078

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2012

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	100 E FRANCIS ST, YANKTON, SD 57078-5101
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000552/146
Date	Jul 20, 2020
Book Page	552/146

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	100 E FRANCIS ST, YANKTON, SD 57078-5101
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E FRANCIS ST, YANKTON, SD 57078-5101

Mortgage

Document Number	000574/465
Date	Jul 8, 2024
Book Page	574/465

Lender

Name	EXPLORERS CU
Type	Credit Union
Address	609 W 21ST ST, YANKTON, SD 57078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 28, 2039

Interest

Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Dec 23, 2025
Property Address	100 E FRANCIS ST, YANKTON, SD 57078-5101
Document Number	000581/555
Book / Page	581 / 555
Map Reference	MB S14 PG 81
Instrument Date	Dec 23, 2025
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2442 COLTON AVE, YANKTON, SD 57078-4608

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 E FRANCIS ST, YANKTON, SD 57078-5101

Mortgage

Document Number	0000581556
Date	Dec 23, 2025
Instrument	581/556

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Jul 14, 2023
Property Address	100 E FRANCIS ST, YANKTON, SD 57078-5101
Document Number	000570/326
Book / Page	570 / 326
Map Reference	MB S14 PG 81
Instrument Date	Jul 14, 2023
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 S BROADWAY AVE, HARTINGTON, NE 68739-4613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 E FRANCIS ST, YANKTON, SD 57078-5101

Mortgage

Document Number	0000570327
Date	Jul 14, 2023
Instrument	570/327

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Jan 21, 2022
Property Address	100 E FRANCIS ST, YANKTON, SD 57078-5101
Document Number	000563/329
Book / Page	563 / 329
Map Reference	MB S14 PG 81
Instrument Date	Jan 20, 2022
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 E FRANCIS ST, YANKTON, SD 57078-5101
Investor	Possibly a Property Investor

Mortgage

Document Number	0000563330
Date	Jan 21, 2022
Instrument	563/330

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	100 E FRANCIS ST, YANKTON, SD 57078-5101
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	YANKTON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	552/146
Date	Jul 20, 2020
Book Page	552/146

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

June 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Jun 2, 2016
Property Address	100 E FRANCIS ST, YANKTON, SD 57078-5101
Document Number	000529/426
Book / Page	529 / 426
Map Reference	MB S14 PG 81
Instrument Date	Jun 1, 2016
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	YANKTON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 682, YANKTON, SD 57078-0682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E FRANCIS ST, YANKTON, SD 57078-5101

Mortgage

Document Number	0000529427
Date	Jun 2, 2016
Instrument	529/427

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2031

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Jul 29, 2013
Property Address	100 E FRANCIS ST, YANKTON, SD 57078-5101
Document Number	000513/536
Book / Page	513 / 536
Instrument Date	Jul 12, 2013
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7202 HIGH GUN, CORPUS CHRISTI, TX 78414-5752

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 E FRANCIS ST, YANKTON, SD 57078-5101

Mortgage

Document Number	0000513537
Date	Jul 29, 2013
Instrument	513/537

Lender

Name	HOME FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2043

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of November 1, 2023

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023		$269,300 (+17.34%) Land $33,600 Building $235,700
2022	$3,574.00 (-1.33%)	$229,500 Land $33,600 Building $195,900
2021	$3,622.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
South Dakota Wireless Internet Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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