102 E Francis St, Yankton, SD 57078 Property Records

Yankton County property record for 102 E Francis St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1992
Lot Size	0.176 acres (7,680 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (May 2021)
Tax Bill	$2,820 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78.935.001.020`

Property Details

APN / Parcel Number

Primary APN	`78.935.001.020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	988 sqft
Finished Basement	988 sqft
Unfinished Basement	988 sqft
Flooring	Other

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,680 sqft (0.176 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	102 E FRANCIS ST
City	YANKTON
State	SD
Zip	57078-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 1 WILLOW RIDGE S/D
Legal Subdivision	WILLOW RIDGE SUBDIVISION
Legal Block	1
Legal Lot Number	2
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1037
Census Tract	966200

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 E FRANCIS ST, YANKTON, SD 57078-5101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage GATEWAY FIRST BANK
May 7, 2021	Deed of Trust, Mortgage GATEWAY FIRST BANK
May 7, 2021	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Jul 25, 2014 · Amount on Record
Deed Book / Page	558 / 339
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	102 E FRANCIS ST, YANKTON, SD 57078-5101
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	NOT AVAILABLE, YANKTON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000558/341
Date	May 7, 2021
Book Page	558/341

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	102 E FRANCIS ST, YANKTON, SD 57078-5101
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	YANKTON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	558/341
Date	May 7, 2021
Book Page	558/341

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	May 7, 2021
Property Address	102 E FRANCIS ST, YANKTON, SD 57078-5101
Document Number	000558/339
Book / Page	558 / 339
Map Reference	MB S14 PG 81
Instrument Date	May 7, 2021
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55492 HIGHWAY 121, 55492, CROFTON, NE 68730-3016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E FRANCIS ST, YANKTON, SD 57078-5101

Mortgage

Document Number	000558/340
Date	May 7, 2021
Book Page	558/340

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,600 (+10.23%) Land $21,200 Building $210,400	$231,600 Land $21,200 Building $210,400
2025	$2,820.00 (+1.69%)
2023		$210,100 Land $21,200 Building $188,900
2022	$2,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
South Dakota Wireless Internet Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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