Effingham County property record for 106 Davis Dr, Watson, IL 62473
| Property Type | Single Family Home |
|---|---|
| Details | 2,010 sqft · built 2009 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (Oct 2009) |
| Tax Bill | $3,400 (2022) |
| Deeds & Mortgages | Nov 2020 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-06-241-007 |
| Primary APN | 04-06-241-007 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,010 sqft Base Area |
| Basement Area | 2,010 sqft |
| Year Built | Built 2009 |
|---|---|
| Construction Type | Frame |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 106 DAVIS DR |
|---|---|
| City | WATSON |
| State | IL |
| Zip | 62473-1048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 DAVIS ESTATES 2571/28 2200/294 2111/161 2021/55 1965/139 |
| Legal Subdivision | DAVIS ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 950400 |
Source: Effingham County records, as of August 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 106 DAVIS DR, WATSON, IL 62473-1048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TEUTOPOLIS STATE BANK |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK |
| Dec 16, 2019 | Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK |
| Jun 15, 2021 | Deed of Trust, Mortgage · Line of Credit TEUTOPOLIS STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2009 · Amount on Record |
| Deed Sale | Oct 20, 2009 · Amount on Record |
| Deed Document Number | 200900906778 |
| Deed Book / Page | 2571 / 028 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 106 DAVIS DR, WATSON, IL 62473-1048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3630/64 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 3630/64 |
| Instrument | 202020006276 |
| Name | TEUTOPOLIS STATE BANK |
|---|---|
| Type | Bank |
| Address | TEUTOPOLIS, IL 62467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 106 DAVIS DR, WATSON, IL 62473-1048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3583/276 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 3583/276 |
| Instrument | 202020003468 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 106 DAVIS DR, WATSON, IL 62473-1048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3520/090 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 3520/090 |
| Instrument | 201901905158 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 106 DAVIS DR, WATSON, IL 62473-1048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 106 DAVIS DR, WATSON, IL 62473-1048 |
| Document Number | 3696/90 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 3696/90 |
| Instrument | 202121002998 |
| Name | TEUTOPOLIS STATE BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 20, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Effingham County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Jackson Township |
| Municipality | Watson Village |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $3,400.00 Homeowner's exemption | $64,400 Land $2,370 Building $62,030 | $193,200 Land $7,110 Building $186,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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