100 Davis Dr, Watson, IL 62473 Property Records

Effingham County property record for 100 Davis Dr, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1,896 sqft · built 2019
Lot Size	1.17 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$3,000 (Mar 2020)
Tax Bill	$144 (2022)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-06-241-010`

Property Details

APN / Parcel Number

Primary APN	`04-06-241-010`

Interior

Stories	1 Story
Building Area	1,896 sqft Base Area
Basement Area	1,896 sqft

Exterior

Year Built	Built 2019
Construction Type	Frame
Lot Area	51,401 sqft (1.17 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	100 DAVIS DR
City	WATSON
State	IL
Zip	62473-1048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 & S 51FT OF N 75FT OF E 34FT LOT 9 DAVIS ESTATES 3543/231 3422/123 3119/202 3077/3 2989/159 2984/269 2960/74 2200/294
Legal Subdivision	DAVIS ESTATES
Legal Lot Number	10-9
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1039
Census Tract	950400

Owner

Source: Effingham County records, as of August 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	100 DAVIS DR, WATSON, IL 62473-1048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Dec 5, 2018	Warranty Deed, Construction Loan · Construction Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2020 · Amount on Record
Deed Sale	Mar 9, 2020 · Amount on Record
Prior Sale	Nov 7, 2014 · Amount on Record
Deed Document Number	202020001233
Prior Transfer Date	Dec 5, 2018
Prior Transfer Doc	201801805050
Record Updated	Jun 7, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	100 DAVIS DR, WATSON, IL 62473-1048
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3609/277
Date	Sep 11, 2020
Book Page	3609/277
Instrument	202020005023

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.37%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	100 DAVIS DR, WATSON, IL 62473-1048
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3497/086
Date	Sep 18, 2019
Book Page	3497/086
Instrument	201901903716

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

December 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 5, 2018
Property Address	100 DAVIS DR, WATSON, IL 62473-1048
Document Number	3433/123
Book / Page	3433 / 123
Map Reference	MB 2238 PG 347
Instrument Date	Nov 30, 2018
Instrument	201801805050
Transaction Type	Construction Loan
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$25.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1966 WINSOME LN, ADAMS, TN 37010-8961

Mortgage

Document Number	201801805051
Date	Dec 5, 2018
Instrument	201801805051

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Sep 1, 2019

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Municipality	Watson Village
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$144.00 Homeowner's exemption	$68,840 Land $2,500 Building $66,340	$206,520 Land $7,500 Building $199,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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