101 Davis Dr, Watson, IL 62473 Property Records

Effingham County property record for 101 Davis Dr, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	2,977 sqft · built 2017
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Last Sale	$19,000 (Jul 2015)
Tax Bill	$7,513 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-06-241-001`

Property Details

APN / Parcel Number

Primary APN	`04-06-241-001`

Interior

Stories	1 Story
Building Area	2,977 sqft Base Area
1st Floor Area	2,977 sqft
Basement Area	2,977 sqft
Unfinished Basement	2,977 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	56,628 sqft (1.3 acres)
Garage Area	905 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	101 DAVIS DR
City	WATSON
State	IL
Zip	62473-1070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 DAVIS ESTATES 3734/293 3135/108 2489/139 2200/294 2111/161 2021/55 1965/139
Legal Subdivision	DAVIS ESTATES
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1039
Census Tract	950400

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 DAVIS DR, WATSON, IL 62473-1070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage DIETERICH BANK NA
Aug 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2015 · Amount on Record
Deed Sale	Jul 29, 2015 · Amount on Record
Deed Document Number	20151503081
Deed Book / Page	3135 / 108
Last Transfer Date	Oct 19, 2021
Transfer Doc	3734/293
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 27, 2021
Property Address	101 DAVIS DR, WATSON, IL 62473-1070
Document Number	3734/293
Book / Page	3734 / 293
Map Reference	MB 2238 PG 347
Instrument Date	Oct 19, 2021
Instrument	202121005323
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 DAVIS DR, WATSON, IL 62473-1070

Mortgage

Document Number	202121005324
Date	Oct 27, 2021
Instrument	202121005324

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	101 DAVIS DR, WATSON, IL 62473-1070
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	BARRISTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3329/002
Date	Aug 22, 2017
Book Page	3329/002
Instrument	201701704080

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	101 DAVIS DR, WATSON, IL 62473-1070
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3343/001
Date	Oct 25, 2017
Book Page	3343/001
Instrument	201701704992

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 18, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Municipality	Watson Village
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,513.00 (+4,810.46%)	$128,980 (+20.99%) Land $3,170 Building $125,810	$386,940 (+20.99%) Land $9,510 Building $377,430
2022	$153.00 Homeowner's exemption	$106,600 Land $2,620 Building $103,980	$319,800 Land $7,860 Building $311,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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