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105 Davis Dr, Watson, IL 62473 Property Records

Effingham County property record for 105 Davis Dr, Watson, IL 62473

Property Summary

Property TypeSingle Family Home
Details2,304 sqft · built 2020
Lot Size2.54 acres (110,642 sqft)
Owner2 Company Names on Record
Last Sale$37,500 (Jun 2019)
Tax Bill$6,913 (2024)
Deeds & MortgagesJun 2020 Line of Credit
Apr 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN04-06-241-003

Property Details

APN / Parcel Number

Primary APN04-06-241-003

Interior

Stories1 Story
Building Area2,304 sqft Base Area
1st Floor Area2,304 sqft
Basement Area2,304 sqft
Unfinished Basement2,304 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeFrame
Lot Area110,642 sqft (2.54 acres)
Garage Area1,360 sqft
Parking Spaces5 Parking Spaces

Location & Zoning

Street Address105 DAVIS DR
CityWATSON
StateIL
Zip62473-1070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 DAVIS ESTATES 3531/299 3500/211 3473/7 2642/213 2245/166 2200/294 2111/161 2021/55 1965/139
Legal SubdivisionDAVIS ESTATES
Legal Lot Number3
JurisdictionEFFINGHAM IL
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1039
Census Tract950400

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address105 DAVIS DR, WATSON, IL 62473-1070
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2020Deed of Trust, Mortgage · Line of Credit
TEUTOPOLIS STATE BANK
Apr 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
TEUTOPOLIS STATE BANK
Feb 3, 2020Intrafamily Transfer, Transfer
Sep 30, 2019Correction Deed
ATTORNEY ONLY, ATTORNEY
Jun 13, 2019Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2019 · Amount on Record
Deed SaleJun 13, 2019 · Amount on Record
Prior SaleJul 29, 2010 · Amount on Record
Deed Document Number20191902186
Deed Book / Page3473 / 7
Last Transfer DateJan 26, 2020
Transfer Doc003531/299
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address105 DAVIS DR, WATSON, IL 62473-1070
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003581/67
DateJun 23, 2020
Book Page3581/67
Instrument202020003320
Lender
NameTEUTOPOLIS STATE BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term6 Months
DueDec 19, 2020

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address105 DAVIS DR, WATSON, IL 62473-1070
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003678/323
DateApr 22, 2021
Book Page3678/323
Instrument202121001948
Lender
NameTEUTOPOLIS STATE BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051
Interest
Rate3.12%

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEFFINGHAM IL
Recording DateFeb 3, 2020
Property Address105 DAVIS DR, WATSON, IL 62473-1070
Document Number003531/299
Book / Page3531 / 299
Map ReferencePL 339-B
Instrument DateJan 26, 2020
Instrument202000000499
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address307A N MAIN ST, EFFINGHAM, IL 62401-2213

September 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionEFFINGHAM IL
Recording DateSep 30, 2019
Property Address105 DAVIS DR, WATSON, IL 62473-1070
Document Number003500/211
Book / Page3500 / 211
Map ReferencePL 339-B
Instrument DateSep 26, 2019
Instrument201901903916
Record UpdatedAug 5, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address9904 N COUNTRY DR, 9904, EFFINGHAM, IL 62401-4709

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1804 E FAIRFIELD CIR, URBANA, IL 61802-7695

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateJun 13, 2019
Property Address105 DAVIS DR, WATSON, IL 62473-1070
Document Number003473/007
Book / Page3473 / 007
Instrument DateJun 12, 2019
Instrument201901902186
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$56.25
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address9904 N COUNTRY DR, 9904, EFFINGHAM, IL 62401-4709

Transferred To (Grantee/Buyer)

NameVerified Name
Address1804 E FAIRFIELD CIR, URBANA, IL 61802-7695

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionJackson Township
MunicipalityWatson Village
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,913.00 (+3,028.05%)$119,160 (+20.99%) Land $4,560 Building $114,600$357,480 (+20.99%) Land $13,680 Building $343,800
2022$221.00 Homeowner's exemption$98,490 Land $3,770 Building $94,720$295,470 Land $11,310 Building $284,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130

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