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106 Cottage Loop, Waynesville, NC 28785 Property Records

Haywood County property record for 106 Cottage Loop, Waynesville, NC 28785

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,300 sqft · built 2003
Lot Size0.042 acres (1,830 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Aug 2019)
Tax Bill$1,948 (2025)
Deeds & MortgagesAug 2019 Mortgage
Sep 2019 Transfer
Flood ZoneZone X (minimal risk)
APN8627-25-6034

Property Details

APN / Parcel Number

Primary APN8627-25-6034
Alternative APN
  • 258575

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,300 sqft Heated Area
Gross Area1,883 sqft
1st Floor Area1,300 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialVinyl
Roof MaterialAsphalt
Lot Area1,830 sqft (0.042 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchPatio

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number258575
Street Address106 COTTAGE LOOP
CityWAYNESVILLE
StateNC
Zip28785-6005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#16 PH 2 COTTAGE HOMES
Legal SubdivisionCOTTAGE HOMES OF CYPRESS MEADOWS
Legal Phase2
Legal Unit16
JurisdictionHAYWOOD NC
Township / Civil DivisionWAYNESVILLE
Census Block Group1
Census Block1002
Census Tract920601

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address106 COTTAGE LOOP, WAYNESVILLE, NC 28785-6005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
BEVERLY-HANKS MORTGAGE SERVICES INC
Sep 24, 2019Correction Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2019 · Amount on Record
Deed SaleAug 15, 2019 · Amount on Record
Prior SaleApr 8, 2005 · Amount on Record
Deed Document Number20197278
Deed Book / Page980 / 469
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address106 COTTAGE LOOP, WAYNESVILLE, NC 28785-6005
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009790472
DateAug 15, 2019
Book Page979/0472
Instrument2019007279
Lender
NameBEVERLY-HANKS MORTGAGE SERVICES INC
TypeMortgage Company
AddressASHEVILLE, NC 28803
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

September 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionHAYWOOD NC
Recording DateSep 24, 2019
Property Address106 COTTAGE LOOP, WAYNESVILLE, NC 28785-6005
Document Number0009812122
Book / Page000981 / 002122
Instrument DateMar 4, 2019
Instrument8716
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address106 COTTAGE LOOP WAYNESVILLE NC 287856005, WAYNESVILLE, NC 28785-6005

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,600 (-) Land $35,000 Building $203,600
2025$1,948.00$238,600 (-) Land $35,000 Building $203,600$238,600 (-) Land $35,000 Building $203,600
2023$238,600 Land $35,000 Building $203,600$238,600 (-) Land $35,000 Building $203,600
2021$238,600 Land $35,000 Building $203,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 72% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJUNALUSKA SANITARY DISTRICT
serves 5,138 people · EPA ID NC0144035
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Skyrunner
Fixed Wireless · Fiber in parts of the area		500 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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