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48 Cottage Loop, Waynesville, NC 28785 Property Records

Haywood County property record for 48 Cottage Loop, Waynesville, NC 28785

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,300 sqft · built 2006
Lot Size0.056 acres (2,439 sqft)
Owner2 Trust Names on File
Last Sale$340,000 (Feb 2024)
Tax Bill$1,875 (2025)
Deeds & MortgagesFeb 2024 Sale
Flood ZoneZone X (minimal risk)
APN8627-25-9047

Property Details

APN / Parcel Number

Primary APN8627-25-9047
Alternative APNs
  • 183379
  • 285135

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,300 sqft Heated Area
Gross Area1,828 sqft
1st Floor Area1,300 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Exterior MaterialVinyl
Lot Area2,439 sqft (0.056 acres)
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchPatio

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump

Location & Zoning

Account Number285135
Street Address48 COTTAGE LOOP
CityWAYNESVILLE
StateNC
Zip28785-6006
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 10 COTTAGE HOMES OF CYPRESS MEADOWS
Legal SubdivisionCOTTAGE HOMES OF CYPRESS MEADOWS
Legal Unit10
JurisdictionHAYWOOD NC
Township / Civil DivisionWAYNESVILLE
Census Block Group1
Census Block1002
Census Tract920601

Owner

48 Cottage Loop, a condominium, is owner-occupied and held in a trust since February 2024.

Source: Haywood County records, as of July 14, 2026

Owner of Record2 Trust Names on File
Mailing Address48 COTTAGE LOOP, WAYNESVILLE, NC 28785-6006
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2024 · Amount on File
Deed SaleFeb 2, 2024 · Amount on File
Prior SaleSep 22, 2006 · Amount on File
Deed Document Number2024912
Deed Book / Page1102 / 271
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateFeb 2, 2024
Property Address48 COTTAGE LOOP, WAYNESVILLE, NC 28785-6006
Document Number0011020271
Book / Page1102 / 271
Map ReferenceCAB C SL 3934
Instrument DateFeb 1, 2024
Instrument2024000912
Transaction TypeTransfer
Record UpdatedFeb 13, 2024

Transaction

AmountAmount on Record
Tax$680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1210 OCEAN BLVD, TOPSAIL BEACH, NC 28445-6906

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address48 COTTAGE LOOP, WAYNESVILLE, NC 28785-6006

Tax Assessment & Valuation

The 2025 property tax bill for 48 Cottage Loop was $1,875.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$228,900 (-) Land $35,000 Building $193,900
2025$1,875.00$228,900 Land $35,000 Building $193,900$228,900 Land $35,000 Building $193,900
2023$228,900 Land $35,000 Building $193,900$228,900 Land $35,000 Building $193,900
2021$228,900 Land $35,000 Building $193,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Cottage Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Cottage Loop is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 72% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJUNALUSKA SANITARY DISTRICT
serves 5,138 people · EPA ID NC0144035
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Skyrunner
Fixed Wireless · Fiber in parts of the area		500 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cottage Loop

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