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102 Cottage Loop, Waynesville, NC 28785 Property Records

Haywood County property record for 102 Cottage Loop, Waynesville, NC 28785

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,300 sqft · built 2003
Lot Size0.042 acres (1,830 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Jun 2025)
Tax Bill$1,951 (2025)
Deeds & MortgagesJun 2025 Sale
Flood ZoneZone X (minimal risk)
APN8627-25-6160

Property Details

APN / Parcel Number

Primary APN8627-25-6160
Alternative APNs
  • 224897
  • 279139

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,300 sqft Heated Area
Gross Area1,883 sqft
1st Floor Area1,300 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialVinyl
Roof MaterialAsphalt
Lot Area1,830 sqft (0.042 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchPatio

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number279139
Street Address102 COTTAGE LOOP
CityWAYNESVILLE
StateNC
Zip28785-6005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 15 PH 2 COTTAGE HOMES
Legal SubdivisionCOTTAGE HOMES OF CYPRESS MEADOWS
Legal Phase2
Legal Unit15
JurisdictionHAYWOOD NC
Township / Civil DivisionWAYNESVILLE
Census Block Group1
Census Block1002
Census Tract920601

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 COTTAGE LOOP, WAYNESVILLE, NC 28785-6006
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2025 · Amount on Record
Deed SaleJun 2, 2025 · Amount on Record
Prior SaleJul 12, 2012 · Amount on Record
Deed Document Number20254390
Deed Book / Page1129 / 1687
Record UpdatedSep 20, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateJun 2, 2025
Property AddressWAYNESVILLE, NC 28785
Document Number0011291687
Book / Page1129 / 1687
Map ReferenceCAB C SL 3444
Instrument DateJun 2, 2025
Instrument2025004390
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
Tax$660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address102 COTTAGE LOOP, WAYNESVILLE, NC 28785-6005

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address21 COTTAGE LOOP, WAYNESVILLE, NC 28785-6006

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$239,000 (-) Land $35,000 Building $204,000
2025$1,951.00$239,000 (-) Land $35,000 Building $204,000$239,000 (-) Land $35,000 Building $204,000
2023$239,000 Land $35,000 Building $204,000$239,000 (-) Land $35,000 Building $204,000
2021$239,000 Land $35,000 Building $204,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 72% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJUNALUSKA SANITARY DISTRICT
serves 5,138 people · EPA ID NC0144035
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Skyrunner
Fixed Wireless · Fiber in parts of the area		500 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cottage Loop

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