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128 Cottage Loop, Waynesville, NC 28785 Property Records

Haywood County property record for 128 Cottage Loop, Waynesville, NC 28785

Property Summary

Property TypeManufactured or Modular Home
Details2 bd · 2 ba · 1,300 sqft · built 2002
Lot Size0.043 acres (1,873 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Jul 2023)
Tax Bill$1,817 (2025)
Deeds & MortgagesJul 2023 Sale
Flood ZoneZone X (minimal risk)
APN8627-24-6908

Property Details

APN / Parcel Number

Primary APN8627-24-6908
Alternative APNs
  • 195795
  • 279139

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,300 sqft Heated Area
Gross Area1,883 sqft
1st Floor Area1,300 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleModular
Exterior MaterialVinyl
Roof MaterialAsphalt
Lot Area1,873 sqft (0.043 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchPatio

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number279139
Street Address128 COTTAGE LOOP
CityWAYNESVILLE
StateNC
Zip28785-6005
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal DescriptionUNIT 17 PH 1 COTTAGE HOMES OF CYPRESS MEADOWS
Legal SubdivisionCOTTAGE HOMES OF CYPRESS MEADOWS
Legal Phase1
Legal Unit17
JurisdictionHAYWOOD NC
Township / Civil DivisionWAYNESVILLE
Census Block Group1
Census Block1002
Census Tract920601

Owner

128 Cottage Loop, a residential property, is owned by two individuals who bought it in July 2023.

Source: Haywood County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address21 COTTAGE LOOP, WAYNESVILLE, NC 28785-6006
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2023 · Amount on File
Deed SaleJul 11, 2023 · Amount on File
Prior SaleMar 3, 2008 · Amount on File
Deed Document Number20235820
Deed Book / Page1090 / 127
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateJul 11, 2023
Property AddressWAYNESVILLE, NC 28785
Document Number0010900127
Book / Page1090 / 127
Map ReferenceCAB C SL 3934
Instrument DateJun 21, 2023
Instrument2023005820
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3660 HYDER MOUNTAIN RD, CLYDE, NC 28721-8867

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address128 COTTAGE LOOP, CLYDE, NC 28721

Tax Assessment & Valuation

The 2025 property tax bill for 128 Cottage Loop was $1,817.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$221,100 (-) Land $35,000 Building $186,100
2025$1,817.00$221,100 Land $35,000 Building $186,100$221,100 Land $35,000 Building $186,100
2023$221,100 Land $35,000 Building $186,100$221,100 Land $35,000 Building $186,100
2021$221,100 Land $35,000 Building $186,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Cottage Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Cottage Loop is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 72% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJUNALUSKA SANITARY DISTRICT
serves 5,138 people · EPA ID NC0144035
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Skyrunner
Fixed Wireless · Fiber in parts of the area		500 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cottage Loop

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