106 Bluff Cir, Westcliffe, CO 81252 Property Records

Custer County property record for 106 Bluff Cir, Westcliffe, CO 81252

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,896 sqft · built 2004
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on Record
Last Sale$379,000 (Feb 2017)
Tax Bill$2,745 (2025)
Deeds & MortgagesJan 2022 Mortgage
Sep 2020 Mortgage
+ 1 more
APN0010220956

Property Details

APN / Parcel Number

Primary APN0010220956

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,896 sqft Heated Area
Gross Area3,140 sqft
1st Floor Area1,896 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,473 sqft (0.47 acres)
Garage TypeAttached
Garage Area676 sqft
PorchSlab
Porch Area568 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address106 BLUFF CIR
CityWESTCLIFFE
StateCO
Zip81252-9744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 56 ADAMS ADDITION TO TOWN OF WESTCLIFFE FILING 2
Legal SubdivisionADAMS ADD
Legal Lot Number56
JurisdictionCUSTER CO
Township / Civil DivisionWESTCLIFFE
Census Block Group4
Census Block4016
Census Tract970101

Owner

Source: Custer County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address106 BLUFF CIR, WESTCLIFFE, CO 81252-9744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Feb 2, 2017Warranty Deed, Transfer
CHARLES A ELLISON

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2017 · Amount on Record
Deed SaleFeb 2, 2017 · Amount on Record
Prior SaleJun 17, 2004 · Amount on Record
Deed Document Number2017229128
Prior Transfer DateMar 4, 2003
Prior Transfer Doc0454000074
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUSTER CO
Property Address106 BLUFF CIR, WESTCLIFFE, CO 81252-9744
Transaction TypeMortgage
Record UpdatedJan 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000244434
DateJan 18, 2022
Instrument244434
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUSTER CO
Property Address106 BLUFF CIR, WESTCLIFFE, CO 81252-9744
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number239173
DateSep 25, 2020
Instrument239173
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUSTER CO
Recording DateFeb 2, 2017
Property Address106 BLUFF CIR, WESTCLIFFE, CO 81252-9744
Document Number0000229128
Instrument DateFeb 1, 2017
Instrument229128
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$37.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 BLUFF CIRCLE DR, WESTCLIFFE, CO 81252-9744

Mortgage

Document Number0000229129
DateFeb 2, 2017
Instrument229129
Lender
NameCHARLES A ELLISON
TypeNon-Lending Institution
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Custer County assessment roll, as of June 9, 2026

Property Jurisdictions

TypeName
StateColorado
CountyCuster County
MunicipalityWestcliffe Town
Unified School DistrictCuster County School District C-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,745.00 (+21.46%)$36,820 (+4.01%)$589,234 (+11.52%)
2023$2,260.00 (+15.6%)$35,400 (+30.77%)$528,380 (+39.6%)
2022$1,955.00$27,070 Land $3,230 Building $23,840$378,502 Land $45,120 Building $333,382

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 60% of Colorado
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROUND MOUNTAIN WSD
serves 1,950 people · EPA ID CO0114500
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

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