102 Bluff Cir, Westcliffe, CO 81252 Property Records

Custer County property record for 102 Bluff Cir, Westcliffe, CO 81252

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 2021
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (Jun 2023)
Tax Bill$2,163 (2025)
Deeds & MortgagesAug 2026 Transfer
Jun 2021 Construction Loan
+ 5 more
APN0010220972

Property Details

APN / Parcel Number

Primary APN0010220972

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Heated Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area22,651 sqft (0.52 acres)
Garage TypeAttached
Garage Area520 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address102 BLUFF CIR
CityWESTCLIFFE
StateCO
Zip81252-9744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 58A ADAMS ADDITION TO TOWN OF WESTCLIFFE FILING 2,(FKA LOT 58 ADAMS ADDITION #2 & PORT LOT 8 BLK 11 ADAMS,ADD #1 AMENDED)
Legal SubdivisionADAMS ADD
Legal Block11
Legal Lot Number58A
JurisdictionCUSTER CO
Township / Civil DivisionWESTCLIFFE
Census Block Group4
Census Block4016
Census Tract970101

Owner

Source: Custer County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address102 BLUFF CIR, WESTCLIFFE, CO 81252-9744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 16, 2021Deed of Trust, Mortgage · Construction Mortgage
ROCKY MOUNTAIN BANK AND TRUST
Aug 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
ELEVATIONS CU
Jun 13, 2023Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING
Jun 30, 2020Personal Representative Deed, Transfer
FIDELITY NATIONAL TITLE
Jan 10, 2019Correction Deed
Dec 10, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2023 · Amount on Record
Deed SaleJun 13, 2023 · Amount on Record
Prior SaleJun 30, 2020 · Amount on Record
Deed Document Number2023248451
Last Transfer DateAug 27, 2026
Transfer Doc0000255788
Record UpdatedOct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCUSTER CO
Recording DateAug 27, 2026
Property Address102 BLUFF CIR, WESTCLIFFE, CO 81252-9744
Document Number0000255788
Instrument DateAug 27, 2026
Instrument2026255788
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2855 ROCK CREEK CIR, 146, SUPERIOR, CO 80027-4614

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUSTER CO
Property Address102 BLUFF CIR, WESTCLIFFE, CO 81252-9744
Transaction TypeMortgage
Record UpdatedMar 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000242173
DateJun 16, 2021
Instrument242173
Lender
NameROCKY MOUNTAIN BANK AND TRUST
TypeBank
AddressCOLORADO SPRINGS, CO 80906
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUSTER CO
Property Address102 BLUFF CIR, WESTCLIFFE, CO 81252-9744
Transaction TypeMortgage
Record UpdatedMar 11, 2024
Title CompanyNOT AVAILABLE, FNTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000246210
DateAug 2, 2022
Instrument246210
Lender
NameELEVATIONS CU
TypeCredit Union
AddressBOULDER, CO 80301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10%
IndexOther
Max Rate10%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUSTER CO
Recording DateJun 13, 2023
Property Address102 BLUFF CIR, WESTCLIFFE, CO 81252-9744
Document Number0000248451
Map ReferenceDOC 204875
Instrument DateJun 12, 2023
Instrument248451
Transaction TypeTransfer
Record UpdatedMar 11, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$42.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 BLUFF CIR, WESTCLIFFE, CO 81252-9744

Mortgage

Document Number0000248452
DateJun 13, 2023
Instrument248452
Lender
NameCORNERSTONE HOME LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

June 2020: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionCUSTER CO
Recording DateJun 30, 2020
Property Address102 BLUFF CIR, WESTCLIFFE, CO 81252-9744
Document Number0000238287
Map ReferenceDOC 204875
Instrument DateJun 26, 2020
Instrument238287
Transaction TypeTransfer
Record UpdatedMar 11, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$4.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 543, LA VETA, CO 81055-0543

January 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionCUSTER CO
Recording DateJan 10, 2019
Property Address102 BLUFF CIR, WESTCLIFFE, CO 81252-9744
Document Number0000234361
Map ReferenceDOC 204875
Instrument DateDec 22, 2018
Instrument234361
Record UpdatedMar 11, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1541 STOCKYARD RD, PUEBLO, CO 81001-4537

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUSTER CO
Recording DateDec 10, 2018
Property Address102 BLUFF CIR, WESTCLIFFE, CO 81252-9744
Document Number0000234139
Instrument DateNov 26, 2018
Instrument234139
Transaction TypeTransfer
Record UpdatedMar 11, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address1541 STOCKYARD RD, PUEBLO, CO 81001-4537

Tax Assessment & Valuation

Source: Custer County assessment roll, as of June 9, 2026

Property Jurisdictions

TypeName
StateColorado
CountyCuster County
MunicipalityWestcliffe Town
Unified School DistrictCuster County School District C-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,163.00 (+30.62%)$29,020 (+7.76%)$464,214 (+15.48%)
2023$1,656.00 (-4.77%)$26,930 (+129%)$401,971 (+891.05%)
2022$1,739.00$11,760 Land $11,760$40,560 Land $40,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROUND MOUNTAIN WSD
serves 1,950 people · EPA ID CO0114500
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
CenturyLink
DSL
60 / 5
Hilltop Broadband
Fixed Wireless
50 / 15
Visionary Broadband
Fixed Wireless
25 / 3

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