Rowan County property record for 1059 3rd St, Spencer, NC 28159 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,793 sqft Living Area |
| Lot Size | 11,250 sqft (0.26 acres) |
| Last Sale | $80,000 (2026) |
| Tax Bill | $1,701.00 (2025) |
| Primary APN | 034 020 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,793 sqft Living Area |
| 1st Floor | 1,793 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 11,250 sqft (0.26 acres) |
| Depth X Width | 150 ft x 75 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 48 sqft Porch |
| Storage Building | 256 sqft Storage Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1059 3RD ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-1646 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L6 & PT7 BLK 3 NORTH ADDITION TO SPENCER |
| Legal Subdivision | SURVEY FOR R&G PROPERTIES |
| Legal Block | 3 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 50700 |
Source: Rowan County records · APN 034 020
Assessment roll updated August 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1250 CORRIHER GRAVEL RD, CHINA GROVE, NC 28023-8405 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 15, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage RFLF 5 LLC |
| Mar 02, 2026 | Warranty Deed, Construction Loan · Building or Construction Mortgage KIAVI FUNDING INC |
| Feb 19, 2026 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2026 · Amount on Record |
| Deed Sale | Mar 02, 2026 · Amount on Record |
| Prior Sale | Mar 18, 2016 · Amount on Record |
| Deed Book / Page | 1478 / 330 |
| Last Transfer Date | Jun 15, 2026 |
| Transfer Doc | 1485000173 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 15, 2026 |
| Property Address | 1059 3RD ST, SPENCER, NC 28159-1646 |
| Document Number | 1485000173 |
| Book / Page | 1485 / 173 |
| Instrument Date | Jun 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1250 CORRIHER GRAVEL RD, CHINA GROVE, NC 28023-8405 |
| Document Number | 1485000174, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 1485/174 |
| Name | RFLF 5 LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 02, 2026 |
| Property Address | 1059 3RD ST, SPENCER, NC 28159-1646 |
| Document Number | 0014780330 |
| Book / Page | 1478 / 330 |
| Instrument Date | Mar 02, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7321 CORMWELL LN, CHARLOTTE, NC 28217-7922 |
| Name | Verified Name |
|---|---|
| Address | 1250 CORRIHER GRAVEL RD, CHINA GROVE, NC 28023-8405 |
| Investor | Possibly a Property Investor |
| Document Number | 0001478331 |
|---|---|
| Date | Mar 02, 2026 |
| Instrument | 1478/331 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Feb 19, 2026 |
| Property Address | 1059 3RD ST, SPENCER, NC 28159-1646 |
| Document Number | 0014770730 |
| Book / Page | 1477 / 730 |
| Instrument Date | Feb 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 PINE TREE ES DR, SALISBURY, NC 28144-0515 |
| Name | Verified Name |
|---|---|
| Address | 401 PINE TREE ES DR, SALISBURY, NC 28144-0515 |
| Investor | Possibly a Property Investor |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,701.00 | $150,618 (-) Land $30,800 Building $119,818 | |
| 2023 | $1,701.00 | $150,618 Land $30,800 Building $119,818 | $150,618 Land $30,800 Building $119,818 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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