Rowan County property record for 1022 3rd St, Spencer, NC 28159 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,626 sqft Living Area |
| Lot Size | 41,600 sqft (0.96 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Tax Bill | $1,719.00 (2025) |
| Primary APN | 034 093 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,626 sqft Living Area |
| 1st Floor | 1,626 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 41,600 sqft (0.96 acres) |
| Depth X Width | 208 ft x 200 ft Depth x Width |
| Garage Type | Carport Garage |
| Carport | Carport |
| Porch | 1 Porch |
| Porch Area | 80 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1022 3RD ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-1665 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L5&6 HENDERSON PLOT OF GOBBEL LANDS |
| Legal Subdivision | HENDERSON PLOT OF THE GOBBEL LANDS |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 50700 |
Source: Rowan County records · APN 034 093
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1022 3RD ST, SPENCER, NC 28159-1665 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 09, 2021 | Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU |
| Dec 17, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 29, 1992 |
| Deed Sale | Jul 29, 1992 |
| Deed Book / Page | 695 / 479 |
| Last Transfer Date | Dec 16, 2019 |
| Transfer Doc | 0013390856 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 914 3RD ST, SPENCER, NC 28159-1610 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013900588 |
|---|---|
| Date | Dec 09, 2021 |
| Book Page | 1390/588 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 17, 2019 |
| Property Address | 914 3RD ST, SPENCER, NC 28159-1610 |
| Document Number | 0013390856 |
| Book / Page | 001339 / 000856 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 914 3RD ST SPENCER NC 281591610, SPENCER, NC 28159-1610 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,719.00 | $152,157 (-) Land $50,400 Building $101,757 | |
| 2023 | $1,719.00 | $152,157 Land $50,400 Building $101,757 | $152,157 Land $50,400 Building $101,757 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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