1053 3rd St, Spencer, NC 28159 Property Records

Rowan County property record for 1053 3rd St, Spencer, NC 28159 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1990
Square Footage	810 sqft Living Area
Lot Size	7,500 sqft (0.172 acres)
Garage	Detached
Last Sale	$29,500 (2007)
Tax Bill	$926.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`034 023`
Alternative APN	`6262339`

Interior

Full Baths	1 Baths
Building Area	810 sqft Living Area
1st Floor	810 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Footing Foundation
Lot Area	7,500 sqft (0.172 acres)
Depth X Width	150 ft x 50 ft Depth x Width
Garage Type	Detached Garage
Porch	1 Porch
Porch Area	284 sqft Porch
Storage Building	Storage Building

Location & Zoning

Account Number	6262339
Old Parcel Number	034023
Street Address	1053 3RD ST
City	SPENCER
State	NC
Zip	28159-1646
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L3 BLK 3 NORTH ADDITION TO SPENCER
Legal Subdivision	NORTH ADDITION TO SPENCER
Legal Block	3
Legal Lot Number	3
Jurisdiction	ROWAN NC
Minor Civil Division	SALISBURY
Census Blockgroup	3
Census Block	3002
Census Tract	50700

Owner

Source: Rowan County records · APN 034 023

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	420 CAMELOT DR, SALISBURY, NC 28144-9416
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2007 · Amount on Record
Deed Sale	Dec 31, 2007 · Amount on Record
Prior Sale	Feb 09, 2005 · Amount on Record
Deed Doc Number	0001048585
Deed Book / Page	1048 / 0585
Prior Transfer Date	Oct 12, 2005
Prior Transfer Doc	0010480585
Record Refreshed	Jun 07, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 27, 2020
Property Address	1053 3RD ST, SPENCER, NC 28159-1646
Document Number	0013450809
Book / Page	001345 / 000809
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504-506 2ND ST SPENCER NC 281592325, SPENCER, NC 28159-2325

Mortgage

Document Number	13450810
Date	Mar 27, 2020
Book Page	001345/000810

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$926.00	$81,999 Land $28,000 Building $53,999	$81,999 Land $28,000 Building $53,999

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.