1105 3rd St, Spencer, NC 28159 Property Records

Rowan County property record for 1105 3rd St, Spencer, NC 28159 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1979
Square Footage	1,273 sqft Living Area
Lot Size	15,000 sqft (0.34 acres)
Last Sale	$28,000 (1996)
Tax Bill	$1,240.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`034 037`
Alternative APN	`6003293`

Interior

Full Baths	1 Baths
Building Area	1,273 sqft Living Area
1st Floor	1,273 sqft 1st Floor
Basement Area	1,273 sqft Basement
Unfinished Basement	1,273 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1979
Exterior Material	Brick Exterior
Lot Area	15,000 sqft (0.34 acres)
Depth X Width	150 ft x 100 ft Depth x Width
Porch	1 Porch
Porch Area	300 sqft Porch

Utilities and HVAC

Heating System	Floor/Wall Furnace Heating

Location & Zoning

Street Address	1105 3RD ST
City	SPENCER
State	NC
Zip	28159-1655
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L2-3 BLK 2 NORTH ADDITION TO SPENER
Legal Subdivision	NORTH ADD/SPENCER
Legal Block	2
Jurisdiction	ROWAN NC
Minor Civil Division	SALISBURY
Census Blockgroup	3
Census Block	3002
Census Tract	50700

Owner

Source: Rowan County records · APN 034 037

Assessment roll updated August 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	301 ASHFIELD LN, LEXINGTON, NC 27292-8406
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 1996 · Amount on Record
Deed Sale	Jun 17, 1996 · Amount on Record
Deed Book / Page	774 / 651
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Jul 02, 2026
Property Address	1105 3RD ST, SPENCER, NC 28159-1655
Document Number	1486000495
Book / Page	1486 / 495
Instrument Date	Jun 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 3RD ST, SPENCER, NC 28159-1655
Investor	Possibly a Property Investor

Mortgage

Document Number	1486000495,
Date	Jul 02, 2026
Book Page	1486/495

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00	$109,781 (-) Land $33,600 Building $76,181
2023	$1,240.00	$109,781 Land $33,600 Building $76,181	$109,781 Land $33,600 Building $76,181

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.