St. Joseph County property record for 10774 Harder Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,168 sqft · built 1958 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,336 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-031-012-01 |
| Primary APN | 004-031-012-01 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,168 sqft Living Area |
| 1st Floor Area | 2,168 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Dimensions | 640 ft deep x 340 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 6 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10774 HARDER RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-8254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM SW COR E 1/2 SE 1/4 SEC 31 T6S R12W TH N 40 RDS TH E 20 RDS TH S 40 RDS TH W 20 RDS TO POB. |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 31 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | FABIUS |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 41102 |
10774 Harder Rd is owned and occupied by two individuals who acquired it in June 2014.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10774 HARDER RD, THREE RIVERS, MI 49093-8254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 10, 2014 |
| Transfer Doc | 1747/0193 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 10774 Harder Rd was $1,336 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Fabius Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,800 (+15.17%) Land $36,100 Building $90,700 | $253,600 (+15.17%) Land $72,200 Building $181,400 | |
| 2025 | $1,336.00 Homeowner's exemption | $110,100 Land $27,300 Building $82,800 | $220,200 Land $54,600 Building $165,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10774 Harder Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2008) |
| Most Recent Claim | Sep 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10774 Harder Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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