Okeechobee County property record for 1058 SE 38th Ter, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,932 sqft · built 2006 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Apr 2023) |
| Tax Bill | $2,888 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-24-37-35-0010-00050-0130 |
| Primary APN | 1-24-37-35-0010-00050-0130 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,932 sqft Heated Area |
| Gross Area | 2,548 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,320 sqft (0.191 acres) |
| Lot Dimensions | 107 ft deep x 78 ft wide |
| Deck Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1058 SE 38TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-3721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) LOT 13 LESS THE NORTH 3.00 FEET THEREOF, TOGETHER WITH |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 24 |
| Legal Subdivision | A REVISED AND ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 910402 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1058 SE 38TH TER, OKEECHOBEE, FL 34974-3721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 10, 2023 | Warranty Deed, Transfer · FHA Mortgage EMM LOANS LLC |
| Dec 8, 2022 | Warranty Deed, Transfer |
| Dec 19, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Jul 15, 2019 | Warranty Deed, Transfer CLEAR TITLE, CLEAR TITLE & LEGAL SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on Record |
| Deed Sale | Apr 10, 2023 · Amount on Record |
| Prior Sale | Dec 8, 2022 |
| Deed Document Number | 2023004236 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 1058 SE 38TH TER, OKEECHOBEE, FL 34974-3721 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1058 SE 38TH TER, OKEECHOBEE, FL 34974-3721 |
| Document Number | 0000004405 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2024004405 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6101 CONDOR DR # 200, MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Apr 10, 2023 |
| Property Address | 1058 SE 38TH TER, OKEECHOBEE, FL 34974-3721 |
| Document Number | 0000004236 |
| Map Reference | MB 3 PG 15 |
| Instrument Date | Apr 7, 2023 |
| Instrument | 2023004236 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Title Company | ACCURATE TITLE COMPANY LLC, ACCURATE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1801 CALIFORNIA ST STE 800, 800, DENVER, CO 80202-2621 |
| Name | Verified Name |
|---|---|
| Address | 1058 SE 38TH TER, OKEECHOBEE, FL 34974-3721 |
| Document Number | 0000004237 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 2023004237 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Dec 8, 2022 |
| Property Address | 1058 SE 38TH TER, OKEECHOBEE, FL 34974-3721 |
| Document Number | 0000015756 |
| Map Reference | MB 3 PG 15 |
| Instrument Date | Dec 7, 2022 |
| Instrument | 2022015756 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1801 CALIFORNIA ST STE 800, 800, DENVER, CO 80202-2621 |
| Name | Verified Name |
|---|---|
| Address | 1801 CALIFORNIA ST STE 800, 800, DENVER, CO 80202-2621 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 1058 SE 38TH TER, OKEECHOBEE, FL 34974-3721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0008171237 |
|---|---|
| Date | Dec 19, 2018 |
| Book Page | 0817/1237 |
| Instrument | 2018014784 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jul 15, 2019 |
| Property Address | 1058 SE 38TH TER, OKEECHOBEE, FL 34974-3721 |
| Document Number | 0008271115 |
| Book / Page | 000827 / 001115 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 7149 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | CLEAR TITLE, CLEAR TITLE & LEGAL SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,352.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 173859 DENVER CO 802173859, DENVER, CO 80217-3859 |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,888.00 (-28.12%) Homeowner's exemption | $251,268 (+3.61%) | $256,522 (+5.78%) Land $30,186 Building $226,336 |
| 2023 | $4,018.00 (+19.9%) | $242,510 (+17.24%) Land $23,478 Building $219,032 | $242,510 (+17.24%) Land $23,478 Building $219,032 |
| 2022 | $3,351.00 | $206,858 Land $14,422 Building $192,436 | $206,858 Land $14,422 Building $192,436 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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