1032 SE 38th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1032 SE 38th Ter, Okeechobee, FL 34974

Property Summary

Property TypeResidential Vacant Land
Lot Size0.191 acres (8,320 sqft)
OwnerIndividual Name on Record
Last Sale$355,000 (Mar 2026)
Tax Bill$549 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN1-24-37-35-0010-00050-0140

Property Details

APN / Parcel Number

Primary APN1-24-37-35-0010-00050-0140
Alternative APN
  • R12437350010000500140

Exterior

Lot Area8,320 sqft (0.191 acres)
Lot Dimensions107 ft deep x 78 ft wide

Location & Zoning

Street Address1032 SE 38TH TER
CityOKEECHOBEE
StateFL
Zip34974-3721
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionA REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) ALL OF LOT 14 & THE NORTH 3.00 FEET OF LOT 13 BLOCK 5
Legal Range35E
Legal Township37S
Legal Section24
Legal SubdivisionCONNERS GABLES
Legal Block5
Legal Lot Number14
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2024
Census Tract910402

Owner

Source: Okeechobee County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1032 SE 38TH TER, OKEECHOBEE, FL 34974-3721
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 27, 2023Warranty Deed, Transfer
TITLE PROS/FLORIDA INC, TITLE PROS OF FLORIDA LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2026 · Amount on Record
Deed SaleMar 30, 2026 · Amount on Record
Prior SaleJun 27, 2023 · Amount on Record
Deed Document Number20263494
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 30, 2026
Property Address1032 SE 38TH TER, OKEECHOBEE, FL 34974-3721
Document Number0000003494
Map ReferenceMB 3 PG 15
Instrument DateMar 27, 2026
Instrument2026003494
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanySTANDARD TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2809 SE 27TH AVE, OKEECHOBEE, FL 34974-6410

Transferred To (Grantee/Buyer)

NameVerified Name
Address1032 SE 38TH TER, OKEECHOBEE, FL 34974-3721

Mortgage

Document Number0000003495
DateMar 30, 2026
Instrument2026003495
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJun 27, 2023
Property Address1032 SE 38TH TER, OKEECHOBEE, FL 34974-3721
Document Number0000007616
Map ReferenceMB 3 PG 15
Instrument DateJun 27, 2023
Instrument2023007616
Transaction TypeTransfer
Record UpdatedJul 13, 2023
Title CompanyTITLE PROS/FLORIDA INC, TITLE PROS OF FLORIDA LLC

Transaction

AmountAmount Recorded
Tax$213.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3230 KLAYS CT, ROYAL PALM BEACH, FL 33411-8324

Transferred To (Grantee/Buyer)

NameVerified Name
Address2809 SE 27TH AVE, OKEECHOBEE, FL 34974-6410
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$549.00 (+76.53%)$30,186 (+28.57%) Land $30,186$30,186 (+28.57%) Land $30,186
2023$311.00 (+28.51%)$23,478 (+62.79%) Land $23,478$23,478 (+62.79%) Land $23,478
2022$242.00$14,422 Land $14,422$14,422 Land $14,422

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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