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979 SE 38th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 979 SE 38th Ter, Okeechobee, FL 34974 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,622 sqft · built 2008
Lot Size0.205 acres (8,973 sqft)
Owner2 Individual Names on File
Last Sale$203,800 (Jul 2019)
Tax Bill$1,591 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1-24-37-35-0010-00140-0080

Property Details

APN / Parcel Number

Primary APN1-24-37-35-0010-00140-0080

Interior

Full Baths2 Baths
Building Area1,622 sqft Heated Area
Gross Area2,509 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,973 sqft (0.205 acres)
Lot Dimensions107 ft deep x 84 ft wide
PorchOpen Porch
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address979 SE 38TH TER
CityOKEECHOBEE
StateFL
Zip34974-3717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) LOT 7 LESS THE NORTH 66.00 FEET THEREOF AND ALL OF LOT
Legal Range35E
Legal Township37S
Legal Section24
Legal SubdivisionA REVISED AND ADDITION
Legal Block14
Legal Lot Number7
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2020
Census Tract910402

Owner

Source: Okeechobee County records · APN 1-24-37-35-0010-00140-0080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address979 SE 38TH TER, OKEECHOBEE, FL 34974-3717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2019 · Amount on Record
Deed SaleJul 02, 2019 · Amount on Record
Prior SaleNov 06, 2007 · Amount on Record
Deed Document Number0000827287
Deed Book / Page0827 / 0287
Record UpdatedJun 08, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJul 02, 2019
Property Address979 SE 38TH TER, OKEECHOBEE, FL 34974-3717
Document Number0000006869
Book / Page0827 / 0287
Map ReferenceMB 3 PG 15
Instrument DateJul 02, 2019
Instrument2019006869
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyOKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,426.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address331 SW SOUTH RIVER DR # DR207, 331, STUART, FL 34997-3014

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address979 SE 38TH TER, OKEECHOBEE, FL 34974-3717

Mortgage

Document Number0000827290
DateJul 02, 2019
Instrument0827/290
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,591.00 (-25.62%) Homeowner's exemption$156,683 (+5.99%)$265,020 (+5.88%) Land $32,508 Building $232,512
2023$2,139.00 (+8.08%) Homeowner's exemption$147,832 (+3%)$250,296 (+20.76%) Land $25,284 Building $225,012
2022$1,979.00 Homeowner's exemption$143,526$207,262 Land $15,532 Building $191,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939104022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 403 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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