1003 SE 38th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1003 SE 38th Ter, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,018 sqft · built 2007
Lot Size0.216 acres (9,409 sqft)
Owner2 Individual Names on Record
Last Sale$214,500 (Jul 2007)
Tax Bill$1,143 (2025)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1-24-37-35-0010-00150-0010

Property Details

APN / Parcel Number

Primary APN1-24-37-35-0010-00150-0010

Interior

Full Baths3 Baths
Building Area2,018 sqft Heated Area
Gross Area2,645 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,409 sqft (0.216 acres)
Lot Dimensions107 ft deep x 88 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1003 SE 38TH TER
CityOKEECHOBEE
StateFL
Zip34974-3723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) LOT 1 AND THE NORTH 13 FEET OF LOT 2, BLOCK 15, A REVI
Legal Range35E
Legal Township37S
Legal Section24
Legal SubdivisionA REVISED AND ADDITION
Legal Block15
Legal Lot Number1,THE 2
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2026
Census Tract910402

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1003 SE 38TH TER, OKEECHOBEE, FL 34974-3723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2007 · Amount on Record
Deed SaleJul 9, 2007 · Amount on Record
Prior SaleJan 13, 2006 · Amount on Record
Deed Document Number2007009578
Deed Book / Page0634 / 1565
Record UpdatedJun 8, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1003 SE 38TH TER, OKEECHOBEE, FL 34974-3723
Document Number0007990306
Instrument DateNov 21, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1003 SE 38TH TER OKEECHOBEE FL 349743723, OKEECHOBEE, FL 34974-3723

Mortgage

Document Number0007990306
DateDec 4, 2017
Book Page000799/000306
Instrument11669
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 3, 2032

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,143.00 (-33.16%) Homeowner's exemption$124,018 (+5.99%)$275,540 (+5.9%) Land $34,056 Building $241,484
2023$1,710.00 (+9.62%) Homeowner's exemption$117,013 (+3%)$260,185 (+16.12%) Land $26,488 Building $233,697
2022$1,560.00 Homeowner's exemption$113,605$224,068 Land $16,271 Building $207,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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