1058 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1058 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1979
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Apr 2020)
Tax Bill	$3,648 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-02-80-9`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-02-80-9`
Alternative APNs	`28-37-28-02-00080.0-0009.00` `2836767`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	125 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836767
Street Address	1058 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-4541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 8 LOT 9 BLK 80
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 8
Legal Block	80
Legal Lot Number	9
Legal Unit	8
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1008
Census Tract	65130

Owner

1058 Cromey Rd NE is owned and occupied by two individuals who bought it in April 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1058 CROMEY RD NE, PALM BAY, FL 32905-4541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP
Apr 21, 2020	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Sep 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2020 · Amount on File
Deed Sale	Apr 21, 2020 · Amount on File
Prior Sale	Jun 8, 2011 · Amount on File
Deed Document Number	202087934
Deed Book / Page	8721 / 2613
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1058 CROMEY RD NE, PALM BAY, FL 32905-4541
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1058 CROMEY RD NE, PALM BAY, FL 32905-4541

Mortgage

Document Number	0096971356
Date	Jan 17, 2023
Book Page	9697/1356
Instrument	2023009049

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 21, 2020
Property Address	1058 CROMEY RD NE, PALM BAY, FL 32905-4541
Document Number	0087212613
Book / Page	8721 / 2613
Map Reference	MB 25 PG 127&128
Instrument Date	Apr 17, 2020
Instrument	2020087934
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	PENINSULA TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1058 CROMEY RD NE, PALM BAY, FL 32905-4541

Mortgage

Document Number	87212614
Date	Apr 21, 2020
Instrument	8721/2614

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1 Months
Due	May 1, 2020

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 27, 2017
Property Address	1058 CROMEY RD NE, PALM BAY, FL 32905-4541
Document Number	0079900702
Book / Page	007990 / 000702
Instrument Date	Sep 27, 2017
Instrument	199515
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 WINDBROOK DR SE PALM BAY FL 329096840, PALM BAY, FL 32909-6840

Tax Assessment & Valuation

The 2025 property tax bill for 1058 Cromey Rd NE was $3,648 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,590 (-4.07%)	$228,590 (-7.91%)
2025	$3,648.00 Homeowner's exemption	$238,280	$248,230 Land $65,000 Building $183,230
2023	$3,483.00 (-4.89%) Homeowner's exemption	$224,830 (+3.2%) Land $55,000 Building $169,830	$224,830 (+3.2%) Land $55,000 Building $169,830
2022	$3,662.00	$217,860 Land $50,000 Building $167,860	$217,860 Land $50,000 Building $167,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1058 Cromey Rd NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1058 Cromey Rd NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Wire 3.

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