1051 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1051 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,689 sqft · built 1979
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jul 1998)
Tax Bill	$592 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`28-37-28-02-76-8`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-02-76-8`
Alternative APNs	`28-37-28-02-00076.0-0008.00` `2836731`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,689 sqft Living Area
Gross Area	1,989 sqft
1st Floor Area	1,689 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	264 sqft
Porch	Finished/Open Porch
Porch Area	36 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836731
Street Address	1051 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-4505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 8 LOT 8 BLK 76
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 8
Legal Block	76
Legal Lot Number	8
Legal Unit	8
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1001
Census Tract	65130

Owner

1051 Cromey Rd NE is owned and occupied by an individual who bought it in July 1998.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1051 CROMEY RD NE, PALM BAY, FL 32905-4505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 1998 · Amount on File
Deed Sale	Jul 7, 1998 · Amount on File
Prior Sale	Nov 29, 1993 · Amount on File
Deed Book / Page	3865 / 1310
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1051 CROMEY RD NE, PALM BAY, FL 32905-4505
Document Number	0086232955
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	PENINSULA TITLE SERVICES, PENINSULA TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 CROMEY RD NE PALM BAY FL 329054505, PALM BAY, FL 32905-4505

Mortgage

Document Number	0086232955
Date	Dec 27, 2019
Book Page	008623/002955
Instrument	280455

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1051 Cromey Rd NE was $592 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,320 (+2.69%)	$220,690 (-5.36%)
2025	$592.00 Homeowner's exemption	$56,790	$233,190 Land $65,000 Building $168,190
2023	$576.00 (+2.13%) Homeowner's exemption	$53,590 (+3%)	$234,100 (+10.38%) Land $55,000 Building $179,100
2022	$564.00 Homeowner's exemption	$52,030	$212,080 Land $50,000 Building $162,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1051 Cromey Rd NE in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	22.7 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1051 Cromey Rd NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Wire 3.

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