1019 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1019 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$163,800 (Apr 2019)
Tax Bill	$2,174 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`28-37-28-02-76-12`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-02-76-12`
Alternative APNs	`28-37-28-02-00076.0-0012.00` `2836735`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	2,457 sqft
1st Floor Area	1,648 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	273 sqft
Porch	Florida Room
Porch Area	536 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836735
Street Address	1019 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-4505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 8 LOT 12 BLK 76
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 8
Legal Block	76
Legal Lot Number	12
Legal Unit	8
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1001
Census Tract	65130

Owner

1019 Cromey Rd NE is owned and occupied by two individuals who bought it in April 2019.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1019 CROMEY NORTHEAST RD NE, PALM BAY, FL 32905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA
Sep 2, 2020	Deed of Trust, Mortgage · FHA Mortgage THE MORTGAGE FIRM INC
Apr 18, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2019 · Amount on File
Deed Sale	Apr 18, 2019 · Amount on File
Prior Sale	Jan 12, 2015 · Amount on File
Deed Document Number	201981094
Deed Book / Page	8417 / 1437
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1019 CROMEY RD NE, PALM BAY, FL 32905-4505
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 CROMEY RD NE, PALM BAY, FL 32905-4505

Mortgage

Document Number	0100010113
Date	Feb 26, 2024
Book Page	10001/113
Instrument	2024039546

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1019 CROMEY RD NE, PALM BAY, FL 32905-4505
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 CROMEY RD NE, MELBOURNE, FL 32905-4505

Mortgage

Document Number	0088432613
Date	Sep 2, 2020
Book Page	8843/2613
Instrument	2020190159

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 18, 2019
Property Address	1019 CROMEY RD NE, PALM BAY, FL 32905-4505
Document Number	0084171437
Book / Page	008417 / 001437
Instrument Date	Apr 11, 2019
Instrument	81094
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	TITLE SOLUTIONS/FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,146.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1019 CROMEY RD NE PALM BAY FL 329054505, PALM BAY, FL 32905-4505

Mortgage

Document Number	84171438
Date	Apr 18, 2019
Book Page	008417/001438
Instrument	81095

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1019 Cromey Rd NE was $2,174 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,940 (+2.7%)	$226,130 (-5.06%)
2025	$2,174.00 Homeowner's exemption	$156,710	$238,180 Land $65,000 Building $173,180
2023	$2,060.00 (+4.52%) Homeowner's exemption	$147,870 (+3%)	$239,320 (+10.4%) Land $55,000 Building $184,320
2022	$1,971.00 Homeowner's exemption	$143,570	$216,780 Land $50,000 Building $166,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1019 Cromey Rd NE in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	22.7 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Cromey Rd NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Wire 3.

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