1027 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1027 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Apr 2022)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`28-37-28-02-76-11`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-02-76-11`
Alternative APNs	`28-37-28-02-00076.0-0011.00` `2836734`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,310 sqft Living Area
Gross Area	1,619 sqft
1st Floor Area	1,310 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	273 sqft
Porch	Finished/Open Porch
Porch Area	54 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836734
Street Address	1027 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-4505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 8 LOT 11 BLK 76
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 8
Legal Block	76
Legal Lot Number	11
Legal Unit	8
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1001
Census Tract	65130

Owner

1027 Cromey Rd NE is owned and occupied by an individual who bought it in April 2022.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1027 CROMEY RD NE, PALM BAY, FL 32905-4505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Apr 25, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 22, 2022	Warranty Deed, Transfer · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP
Jul 22, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on File
Deed Sale	Apr 22, 2022 · Amount on File
Prior Sale	Jul 22, 2020 · Amount on File
Deed Document Number	2022102281
Deed Book / Page	9484 / 1284
Prior Transfer Date	Jul 16, 1999
Prior Transfer Doc	4048003816
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	Jun 26, 2026
Property Address	1027 CROMEY RD NE, PALM BAY, FL 32905-4505
Document Number	0000131372
Book / Page	10662 / 1303
Instrument Date	Apr 17, 2026
Instrument	2026131372
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 CROMEY RD NE, PALM BAY, FL 32905-4505

Mortgage

Document Number	0000131372,
Date	Jun 26, 2026
Book Page	10662/1303
Instrument	2026131372

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	May 1, 2052

Interest

Rate	6.22%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1027 CROMEY RD NE, PALM BAY, FL 32905-4505
Transaction Type	Mortgage
Record Updated	May 8, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 CROMEY RD NE, PALM BAY, FL 32905-4505

Mortgage

Document Number	0100462328
Date	Apr 25, 2024
Book Page	10046/2328
Instrument	2024083675

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	337 Months
Due	May 1, 2052

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1027 CROMEY RD NE, PALM BAY, FL 32905-4505
Transaction Type	Mortgage
Record Updated	Nov 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 CROMEY RD NE, PALM BAY, FL 32905-4505

Mortgage

Document Number	0099271742
Date	Nov 8, 2023
Book Page	9927/1742
Instrument	2023236489

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	342 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 22, 2022
Property Address	1027 CROMEY RD NE, PALM BAY, FL 32905-4505
Document Number	0094841284
Book / Page	9484 / 1284
Map Reference	MB 25 PG 127&128
Instrument Date	Apr 22, 2022
Instrument	2022102281
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2195 ROBERT J CONLAN BLVD NE APT 111, 111, PALM BAY, FL 32905-2775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 CROMEY RD NE, PALM BAY, FL 32905-4505

Mortgage

Document Number	0094841285
Date	Apr 22, 2022
Instrument	9484/1285

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 22, 2020
Property Address	1027 CROMEY RD NE, PALM BAY, FL 32905-4505
Document Number	0088022910
Book / Page	008802 / 002910
Instrument Date	Jul 9, 2020
Instrument	156728
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	PRESTIGE TITLE/BREVARD LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 CROMEY RD NE PALM BAY FL 329054505, PALM BAY, FL 32905-4505

Mortgage

Document Number	88022911
Date	Jul 22, 2020
Book Page	008802/002911
Instrument	156729

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1027 Cromey Rd NE was $3,274 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,680 (-6.38%)	$203,680 (-6.38%)
2025	$3,274.00 Homeowner's exemption	$217,560	$217,560
2023	$3,353.00 (+65.5%) Homeowner's exemption	$217,810 (+48.63%) Land $55,000 Building $162,810	$217,810 (+10.19%) Land $55,000 Building $162,810
2022	$2,026.00 Homeowner's exemption	$146,550	$197,660 Land $50,000 Building $147,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1027 Cromey Rd NE in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	22.7 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1027 Cromey Rd NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Wire 3.

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