Pinellas County property record for 10578 97th St, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,063 sqft · built 1980 |
| Lot Size | 0.265 acres (11,561 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Aug 1994) |
| Tax Bill | $3,283 (2025) |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-3490-0 |
| Primary APN | C62-000-750-3490-0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,063 sqft Living Area |
| Gross Area | 2,593 sqft |
| 1st Floor Area | 2,063 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,561 sqft (0.265 acres) |
| Lot Dimensions | 129 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 400 sqft |
| Patio Area | 400 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R151896 |
|---|---|
| Street Address | 10578 97TH ST |
| City | LARGO |
| State | FL |
| Zip | 33773-4532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LAKE PARK-UNIT II BLK A, LOT 9 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 14 |
| Legal Subdivision | LAKE PARK-UNIT II |
| Legal Tract | 48197 |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 25011 |
10578 97th St is owned and occupied by two individuals who acquired it in June 2026.
Source: Pinellas County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10578 97TH ST, LARGO, FL 33773-4532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1994 · Amount on File |
| Deed Sale | Aug 1, 1994 · Amount on File |
| Deed Book / Page | 8742 / 155 |
| Last Transfer Date | Jun 17, 2026 |
| Transfer Doc | 0000164073 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 18, 2026 |
| Property Address | 10578 97TH ST, LARGO, FL 33773-4532 |
| Document Number | 0000164073 |
| Book / Page | 23597 / 1631 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026164073 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 10578 97TH ST, LARGO, FL 33773-4532 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 10578 97th St was $3,283 with a homeowner's exemption, up 7.1% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,283.00 (+7.08%) Homeowner's exemption | $209,227 | $409,238 Land $176,325 Building $232,913 |
| 2024 | $3,066.00 (+2.89%) | ||
| 2023 | $2,980.00 (+3.04%) Homeowner's exemption | $197,408 (+3%) | $443,719 (+38.7%) Land $256,112 Building $187,607 |
| 2022 | $2,892.00 Homeowner's exemption | $191,658 | $319,923 Land $176,387 Building $143,536 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10578 97th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 231 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 231 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 8 of 30 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10578 97th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, T-Mobile, Verizon.
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