10562 97th St, Largo, FL 33773 Property Records

Pinellas County property record for 10562 97th St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 1980
Lot Size	0.219 acres (9,527 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,900 (Jan 2017)
Tax Bill	$7,104 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-3489-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-3489-2`
Alternative APNs	`14-30-15-48197-001-0080` `301514481970010080` `153014481970010080` `R151895`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,924 sqft Living Area
Gross Area	2,754 sqft
1st Floor Area	1,924 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,527 sqft (0.219 acres)
Lot Dimensions	120 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	410 sqft
Deck Area	340 sqft
Patio Area	340 sqft
Shed	1 Shed
Shed Area	54 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R151895
Street Address	10562 97TH ST
City	LARGO
State	FL
Zip	33773-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAKE PARK-UNIT II BLK A, LOT 8
Legal Range	15E
Legal Township	30S
Legal Section	14
Legal Subdivision	LAKE PARK-UNIT II
Legal Tract	48197
Legal Block	A
Legal Lot Number	8
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3002
Census Tract	25011

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2243 N MADISON ST, ARLINGTON, VA 22205-3332
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2017 · Amount on Record
Deed Sale	Jan 11, 2017 · Amount on Record
Deed Document Number	201712801
Deed Book / Page	19481 / 1260
Record Updated	Oct 29, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 11, 2017
Property Address	10562 97TH ST, LARGO, FL 33773-4532
Document Number	0194811260
Book / Page	19481 / 1260
Map Reference	MB79 PG63
Instrument Date	Jan 6, 2017
Instrument	2017012801
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SEMINOLE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,344.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9156 36TH WAY N, 9156, PINELLAS PARK, FL 33782-5921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2243 N MADISON ST, ARLINGTON, VA 22205-3332

Mortgage

Document Number	2017012802
Date	Jan 11, 2017
Instrument	2017012802

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,104.00 (+9.21%)	$378,534 (-7.67%) Land $159,850 Building $218,684	$378,534 (-7.67%) Land $159,850 Building $218,684
2023	$6,505.00 (+17.36%)	$409,987 (+36.84%)	$409,987 (+36.84%) Land $232,357 Building $177,630
2022	$5,543.00	$299,616	$299,616 Land $163,141 Building $136,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 231 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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