10604 97th St, Largo, FL 33773 Property Records

Pinellas County property record for 10604 97th St, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,508 sqft · built 1981
Lot Size0.255 acres (11,112 sqft)
OwnerIndividual Name on Record
Last Sale$189,900 (Sep 2013)
Tax Bill$3,407 (2025)
Deeds & MortgagesNov 2018 Mortgage
Sep 2018 Transfer
Flood ZoneZone X (moderate risk)
APNC62-000-750-3545-1

Property Details

APN / Parcel Number

Primary APNC62-000-750-3545-1
Alternative APNs
  • 14-30-15-48198-001-0010
  • 301514481980010010
  • 153014481980010010
  • R151951

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,508 sqft Living Area
Gross Area2,372 sqft
1st Floor Area1,508 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area11,112 sqft (0.255 acres)
Lot Dimensions123 ft deep x 87 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR151951
Street Address10604 97TH ST
CityLARGO
StateFL
Zip33773-4533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE PARK UNIT III BLK A, LOT 1
Legal Range15E
Legal Township30S
Legal Section14
Legal SubdivisionLAKE PARK UNIT III
Legal Tract48198
Legal BlockA
Legal Lot Number1
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3005
Census Tract25011

Owner

Source: Pinellas County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10604 97TH ST, LARGO, FL 33773-4533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNISON AGREEMENT CORP
Sep 7, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2013 · Amount on Record
Deed SaleSep 18, 2013 · Amount on Record
Prior SaleJul 29, 2008 · Amount on Record
Deed Document Number2013304979
Deed Book / Page18163 / 1952
Last Transfer DateSep 5, 2018
Transfer Doc0201981267
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10604 97TH ST, LARGO, FL 33773-4533
Document Number0203601901
Instrument DateNov 13, 2018
Transaction TypeMortgage
Record UpdatedDec 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10604 97TH ST LARGO FL 337734533, LARGO, FL 33773-4533

Mortgage

Document Number0203601901
DateDec 7, 2018
Book Page020360/001901
Instrument391157
Lender
NameUNISON AGREEMENT CORP
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateSep 7, 2018
Property Address10604 97TH ST, LARGO, FL 33773-4533
Document Number0201981267
Book / Page020198 / 001267
Instrument DateSep 5, 2018
Instrument288699
Transaction TypeTransfer
Record UpdatedSep 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10604 97TH ST LARGO FL 337734533, LARGO, FL 33773-4533

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,407.00 (+7.04%) Homeowner's exemption$216,122 (+5.99%)$398,005 (-6.72%) Land $181,240 Building $216,765
2024$3,183.00 (+2.88%)
2023$3,094.00 (+3%) Homeowner's exemption$203,914 (+3%)$426,691 (+35.83%) Land $261,837 Building $164,854
2022$3,004.00 Homeowner's exemption$197,975$314,132 Land $184,352 Building $129,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 231 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies231 in force
Nearby Flood Claims30 (1979–2024)
Claims Outside the SFHA8 of 30
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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