Pinellas County property record for 10446 97th St, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,868 sqft · built 1980 |
| Lot Size | 0.22 acres (9,592 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,101 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-3485-0 |
| Primary APN | C62-000-750-3485-0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,868 sqft Living Area |
| Gross Area | 2,736 sqft |
| 1st Floor Area | 1,868 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,592 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 427 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R151891 |
|---|---|
| Street Address | 10446 97TH ST |
| City | LARGO |
| State | FL |
| Zip | 33773-4531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LAKE PARK-UNIT II BLK A, LOT 4 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 14 |
| Legal Subdivision | LAKE PARK-UNIT II |
| Legal Tract | 48197 |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 25011 |
Source: Pinellas County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10446 97TH ST, LARGO, FL 33773-4531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 18, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GTE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 18, 2024 |
| Transfer Doc | 0227712172 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 18, 2024 |
| Property Address | 10446 97TH ST, LARGO, FL 33773-4531 |
| Document Number | 0227712172 |
| Book / Page | 22771 / 2172 |
| Map Reference | MB 79 PG 63 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 2024099215 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10446 97TH ST, LARGO, FL 33773-4531 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10446 97TH ST, LARGO, FL 33773-4531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0206350124 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 20635/0124 |
| Instrument | 2019241698 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2034 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,101.00 (+7.08%) Homeowner's exemption | $199,213 (+5.99%) | $465,880 (+1.44%) Land $162,530 Building $303,350 |
| 2024 | $2,896.00 (+2.91%) | ||
| 2023 | $2,814.00 (+3.08%) Homeowner's exemption | $187,960 (+3%) | $459,272 (+32.55%) Land $236,106 Building $223,166 |
| 2022 | $2,730.00 Homeowner's exemption | $182,485 | $346,492 Land $169,444 Building $177,048 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 231 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 231 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 8 of 30 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, T-Mobile, Verizon.
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