1057 Hook Rd, Westminster, MD 21157 Property Records

Carroll County property record for 1057 Hook Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,920 sqft · built 1985
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Dec 2004)
Tax Bill	$4,260 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-053028`

Property Details

APN / Parcel Number

Primary APN	`04-053028`
Alternative APNs	`4053028` `053028`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,920 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	053028
Street Address	1057 HOOK RD
City	WESTMINSTER
State	MD
Zip	21157-7336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 1.05 AC SW/S HOOK RD SE OF OGG SUMMIT
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2001
Census Tract	504201

Owner

Source: Carroll County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1057 HOOK RD, WESTMINSTER, MD 21157-7336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 3, 2004 · Amount on Record
Deed Sale	Dec 3, 2004 · Amount on Record
Prior Sale	Jul 20, 1998
Deed Document Number	200442564
Deed Book / Page	4234 / 667
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1057 HOOK RD, WESTMINSTER, MD 21157-7336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091460460
Date	Oct 18, 2018
Book Page	9146/0460

Lender

Name	PNC BANK NA
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,600 (+20.49%)	$433,600 (+15.6%) Land $200,500 Building $233,100
2025	$4,260.00 (+15.14%)
2023	$3,700.00	$327,500	$375,100 Land $160,500 Building $214,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250