1046 Hook Rd, Westminster, MD 21157 Property Records

Carroll County property record for 1046 Hook Rd, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,260 sqft · built 1977
Lot Size	0.615 acres (26,776 sqft)
Owner	Individual Name on File
Last Sale	$324,900 (May 2017)
Tax Bill	$4,591 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-039246`

Property Details

APN / Parcel Number

Primary APN	`04-039246`
Alternative APNs	`4039246` `039246`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,260 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,776 sqft (0.615 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	392 sqft
Deck Area	100 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	039246
Street Address	1046 HOOK RD
City	WESTMINSTER
State	MD
Zip	21157-7345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6- 0.6147 AC 1046 HOOK RD 16-81 PEPPERMINT PARK SC. 2
Legal Subdivision	EPPERMINT PARK SEC 02
Legal Lot Number	6
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2003
Census Tract	504201

Owner

Source: Carroll County records · APN 04-039246

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1046 HOOK RD, WESTMINSTER, MD 21157-7345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 2017 · Amount on Record
Deed Sale	May 17, 2017 · Amount on Record
Prior Sale	Sep 19, 1996 · Amount on Record
Deed Document Number	20178689-0316
Deed Book / Page	8689 / 316
Prior Transfer Date	May 15, 2017
Prior Transfer Doc	0086890316
Record Updated	Sep 20, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	May 17, 2017
Property Address	1046 HOOK RD, WESTMINSTER, MD 21157-7345
Document Number	0086890316
Book / Page	008689 / 000316
Instrument Date	May 15, 2017
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1046 HOOK RD WESTMINSTER MD 211577345, WESTMINSTER, MD 21157-7345

Mortgage

Document Number	86890324
Date	May 17, 2017
Book Page	008689/000324

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	VIENNA, VA 22182

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,867 (+21.52%)	$453,400 (+12.06%) Land $184,400 Building $269,000
2025	$4,591.00 (+17.33%)
2023	$3,913.00	$346,333	$404,600 Land $144,500 Building $260,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.