Carroll County property record for 1091 Hook Rd, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,822 sqft Total Area |
| Lot Size | 80,194 sqft (1.84 acres) |
| Garage | Attached, 504 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $149,000 (2017) |
| Tax Bill | $120.00 (2025) |
| Primary APN | 04-079558 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,822 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 80,194 sqft (1.84 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 504 sqft Garage |
| Porch Area | 148 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 079558 |
|---|---|
| Street Address | 1091 HOOK RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7336 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 45 -1.8414 ACS 1091 HOOK RD 48-113/116 PEPPERMINT SPRINGS SC 2 |
| Legal Subdivision | PEPPERMINT SPRINGS |
| Legal Lot Number | 45 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 4, WOOLERYS |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 504201 |
Source: Carroll County records · APN 04-079558
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1091 HOOK RD, WESTMINSTER, MD 21157-7336 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED MUTUAL FUNDING CORP |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED MUTUAL FUNDING CORP |
| Oct 01, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED MUTUAL FUNDING CORP |
| Mar 29, 2017 | Deed, Transfer · Adjustable Rate Mortgage (ARM) SANDY SPRING BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2017 · Amount on Record |
| Deed Sale | Mar 29, 2017 · Amount on Record |
| Deed Doc Number | 20178647-0075 |
| Deed Book / Page | 8647 / 75 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1091 HOOK RD, WESTMINSTER, MD 21157-7336 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | ELITE SETTLEMENTS LLC, ELITE SETTLEMENTS LC |
| Name | Verified Name |
|---|---|
| Address | 1091 HOOK RD, WESTMINSTER, MD 21157-7336 |
| Document Number | 0104010413 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 10401/413 |
| Name | UNITED MUTUAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRANDON, FL 33511 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1091 HOOK RD, WESTMINSTER, MD 21157-7336 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096940092 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 9694/92 |
| Name | UNITED MUTUAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRANDON, FL 33511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1091 HOOK RD, WESTMINSTER, MD 21157-7336 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ELITE SELLLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0094270442 |
|---|---|
| Date | Oct 01, 2019 |
| Book Page | 9427/0442 |
| Name | UNITED MUTUAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRANDON, FL 33511 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 29, 2017 |
| Property Address | 1091 HOOK RD, WESTMINSTER, MD 21157-7336 |
| Document Number | 0086470075 |
| Book / Page | 8647 / 0075 |
| Map Reference | MB48 FO113-116 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 8647-0075 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 214 DUNKIRK RD, BALTIMORE, MD 21212-1811 |
| Document Number | 0086470080 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 8647-0080 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Apr 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Apr 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $610,500 (+21.89%) | $642,300 (+8.02%) Land $221,200 Building $421,100 | |
| 2025 | $120.00 (-97.88%) Homeowner's exemption | ||
| 2023 | $5,659.00 (+10.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $500,867 (+10.32%) | $594,600 (+30.97%) Land $181,200 Building $413,400 |
| 2022 | $5,130.00 Homeowner's exemption | $454,000 Land $161,600 Building $292,400 | $454,000 Land $161,600 Building $292,400 |
1091 Hook Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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