Carroll County property record for 1099 Hook Rd, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,698 sqft Total Area |
| Lot Size | 87,730 sqft (2.01 acres) |
| Garage | Attached, 496 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $149,000 (2016) |
| Tax Bill | $6,016.00 (2025) |
| Primary APN | 04-079566 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,698 sqft Total Area |
| Basement Area | 1,150 sqft Basement |
| Finished Basement | 1,150 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 87,730 sqft (2.01 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 496 sqft Garage |
| Patio Area | 288 sqft Patio |
| Porch Area | 236 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 079566 |
|---|---|
| Street Address | 1099 HOOK RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7336 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 46 -2.0141 ACS HOOK RD 48-113/116 PEPPERMINT SPRINGS SC 2 |
| Legal Subdivision | PEPPERMINT SPRINGS |
| Legal Lot Number | 46 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 4, WOOLERYS |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 504201 |
Source: Carroll County records · APN 04-079566
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1099 HOOK RD, WESTMINSTER, MD 21157-7336 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 19, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FIRST FINANCIAL FCU OF MARYLAND |
| Jun 18, 2020 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) FIRST FINANCIAL FCU OF MARYLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2016 · Amount on Record |
| Deed Sale | Jul 07, 2016 · Amount on Record |
| Prior Sale | Jun 23, 2015 · Amount on Record |
| Deed Book / Page | 8369 / 229 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1099 HOOK RD, WESTMINSTER, MD 21157-7336 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0109090125 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 10909/125 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | SPARKS GLENCOE, MD 21152 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1099 HOOK RD, WESTMINSTER, MD 21157-7336 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0097250286 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 9725/286 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 8.87% |
| Index | Other |
| Margin | 1 |
| Max Rate | 8.87% |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $673,967 (+2.46%) | $706,300 (+7.37%) Land $227,600 Building $478,700 | |
| 2025 | $6,016.00 (+2.17%) Homeowner's exemption | $657,800 (+26.24%) Land $187,600 Building $470,200 | $657,800 (-) Land $187,600 Building $470,200 |
| 2023 | $5,888.00 Homeowner's exemption | $521,067 | $657,800 Land $187,600 Building $470,200 |
1099 Hook Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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