1057 Hoffman St, Petoskey, MI 49770 Property Records

Emmet County property record for 1057 Hoffman St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,819 sqft · built 1978
Lot Size	0.399 acres (17,402 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Sep 2017)
Tax Bill	$5,092 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-402-002`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-402-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,819 sqft Living Area
1st Floor Area	1,819 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	17,402 sqft (0.399 acres)
Garage Area	635 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1057 HOFFMAN ST
City	PETOSKEY
State	MI
Zip	49770-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	L'ECOLE VIEW LOT 8. SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	LECOLE VIEW
Legal Lot Number	8
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3005
Census Tract	970700

Owner

1057 Hoffman St is owned and occupied by two individuals who bought it in September 2017.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1057 HOFFMAN ST, PETOSKEY, MI 49770-3240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE
Nov 22, 2017	Deed of Trust, Mortgage · Construction Mortgage CHEMICAL BANK
Sep 7, 2017	Warranty Deed, Transfer TALON TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2017 · Amount on File
Deed Sale	Sep 7, 2017 · Amount on File
Prior Sale	Jul 1, 2016 · Amount on File
Deed Document Number	20175150475
Deed Book / Page	1197 / 600
Prior Transfer Date	Feb 14, 2002
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1057 HOFFMAN ST, PETOSKEY, MI 49770-3240
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 HOFFMAN ST, PETOSKEY, MI 49770-3240

Mortgage

Document Number	0000001233/0000000852
Date	Jun 7, 2021
Book Page	0000001233/0000000852
Instrument	5186817

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1057 HOFFMAN ST, PETOSKEY, MI 49770-3240
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1199/0560
Date	Nov 22, 2017
Book Page	1199/0560
Instrument	5152443

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Sep 7, 2017
Property Address	1057 HOFFMAN ST, PETOSKEY, MI 49770-3240
Document Number	1197/0600
Book / Page	1197 / 0600
Instrument Date	Sep 5, 2017
Instrument	5150475
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TALON TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 E LAKE ST, 810, PETOSKEY, MI 49770-2527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 542, PETOSKEY, MI 49770-0542

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,000 Land $267,000	$534,000 Land $534,000
2024	$5,092.00
2023		$187,700 Land $187,700	$375,400 Land $375,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1057 Hoffman St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1057 Hoffman St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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