1034 Hoffman St, Petoskey, MI 49770 Property Records

Emmet County property record for 1034 Hoffman St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.292 acres (12,758 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jul 2020)
Tax Bill	$3,940 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-401-006`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-401-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Lot Area	12,758 sqft (0.292 acres)
Garage Area	350 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1034 HOFFMAN ST
City	PETOSKEY
State	MI
Zip	49770-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	EUGENE HOFFMAN'S ADDITION LOT 28. SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	EUGENE HOFFMANS ADDITION
Legal Lot Number	28
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3006
Census Tract	970700

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1034 HOFFMAN ST, PETOSKEY, MI 49770-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Oct 18, 2018	Deed of Trust, Mortgage CHEMICAL BANK
Jul 31, 2020	Deed, Transfer · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Oct 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Oct 18, 2018 · Amount on Record
Deed Document Number	20205176559
Deed Book / Page	1223 / 616
Prior Transfer Date	Jun 19, 2012
Prior Transfer Doc	001146/258
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1034 HOFFMAN ST, PETOSKEY, MI 49770-3213
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 HOFFMAN ST, PETOSKEY, MI 49770-3213
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001257/0000000761
Date	Feb 23, 2024
Book Page	0000001257/0000000761
Instrument	5210769

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1034 HOFFMAN ST, PETOSKEY, MI 49770-3213
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001207/0000000326
Date	Oct 18, 2018
Book Page	0000001207/0000000326
Instrument	000005160219

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Jul 31, 2020
Property Address	1034 HOFFMAN ST, PETOSKEY, MI 49770-3213
Document Number	001223/616
Book / Page	1223 / 616
Instrument Date	Jul 28, 2020
Instrument	5176559
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 HOFFMAN ST, PETOSKEY, MI 49770-3213

Mortgage

Document Number	0000001223/0000000617
Date	Jul 31, 2020
Book Page	0000001223/0000000617
Instrument	5176560

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2025

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 18, 2018
Property Address	1034 HOFFMAN ST, PETOSKEY, MI 49770-3213
Document Number	001207/325
Book / Page	1207 / 325
Instrument Date	Oct 11, 2018
Instrument	000005160218
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 HOFFMAN ST, PETOSKEY, MI 49770-3212

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,500 (+0.43%) Land $162,500	$325,000 (+0.43%) Land $325,000
2025		$161,800 (+31.65%) Land $161,800	$323,600 (+31.65%) Land $323,600
2024	$3,940.00
2023		$122,900 Land $122,900	$245,800 Land $245,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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