1056 Deer Creek Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1056 Deer Creek Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,999 sqft · built 2002
Lot Size	0.33 acres (14,383 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,115 (2025)
Deeds & Mortgages	May 2023 Sale Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-18-0-00129-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-18-0-00129-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,999 sqft Adjusted Area
1st Floor Area	1,404 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	14,383 sqft (0.33 acres)
Lot Dimensions	153 ft deep x 90 ft wide
Patio Area	250 sqft

Location & Zoning

Street Address	1056 DEER CREEK DR
City	HERNANDO
State	MS
Zip	38632-1273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	DEERCREEK SEC E LOT 129
Legal Range	007
Legal Township	03S
Legal Section	07
Legal Subdivision	DEERCREEK SEC E
Legal Lot Number	129
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	71121

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1056 DEER CREEK DR, HERNANDO, MS 38632-1273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023
Deed Sale	May 3, 2023
Deed Book / Page	1023 / 7237
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 3, 2023
Property Address	1056 DEER CREEK DR, HERNANDO, MS 38632-1273
Document Number	01023/7237
Book / Page	1023 / 7237
Map Reference	MB 79 PG 37
Instrument Date	Apr 29, 2023
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2170 MACINTOSH DR, HORN LAKE, MS 38637-9327

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1056 DEER CREEK DR, HERNANDO, MS 38632-1273

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1056 DEER CREEK DR, HERNANDO, MS 38632-1273
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004509/680
Date	Mar 21, 2018
Book Page	4509/680
Instrument	T04509-00680

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,115.00 (+13.47%)	$18,163 (+35.12%) Land $3,000 Building $15,163	$181,625 (+35.12%) Land $30,000 Building $151,625
2023	$1,864.00	$13,442	$134,415 Land $30,000 Building $104,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Deer Creek Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures