994 Deer Creek Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 994 Deer Creek Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,204 sqft · built 2005
Lot Size	0.335 acres (14,610 sqft)
Owner	2 Individual Names on File
Last Sale	$356,913 (Dec 2025)
Tax Bill	$2,392 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-12-0-00200-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-12-0-00200-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,204 sqft Adjusted Area
1st Floor Area	1,669 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,610 sqft (0.335 acres)
Lot Dimensions	153 ft deep x 84 ft wide
Pool Area	512 sqft
Patio Area	448 sqft

Location & Zoning

Street Address	994 DEER CREEK DR
City	HERNANDO
State	MS
Zip	38632-1293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	DEERCREEK S/D SEC H LOT 200
Legal Range	007
Legal Township	03S
Legal Section	06
Legal Subdivision	DEERCREEK S/D
Legal Lot Number	200
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	71121

Owner

994 Deer Creek Dr is owned and occupied by two individuals who bought it in December 2025.

Source: DeSoto County records, as of March 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	994 DEER CREEK DR, HERNANDO, MS 38632-1293
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTMARK NATIONAL BANK
Dec 3, 2025	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on File
Deed Sale	Dec 3, 2025 · Amount on File
Prior Sale	Aug 26, 2016
Deed Document Number	2025
Deed Book / Page	1025 / 23350
Prior Transfer Date	Mar 19, 2012
Prior Transfer Doc	000678/066
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	994 DEER CREEK DR, HERNANDO, MS 38632-1293
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	994 DEER CREEK DR, HERNANDO, MS 38632-1293

Mortgage

Document Number	5660/74452
Date	Aug 16, 2023
Book Page	5660/74452

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39205

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jul 13, 2033

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 3, 2025
Property Address	994 DEER CREEK DR, HERNANDO, MS 38632-1293
Document Number	1025/23350
Book / Page	1025 / 23350
Map Reference	MB 87 PG 33
Instrument Date	Aug 26, 2025
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2085 GRACIE RD, HERNANDO, MS 38632-6760

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	994 DEER CREEK DR, HERNANDO, MS 38632-1293

Mortgage

Document Number	5662126704
Date	Dec 3, 2025
Instrument	5662/126704

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 994 Deer Creek Dr was $2,392.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,392.00	$23,114 Land $3,500 Building $19,614	$231,138 Land $35,000 Building $196,138
2023	$1,983.00	$16,456	$164,559 Land $35,000 Building $129,559

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 994 Deer Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 994 Deer Creek Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	NESBIT WATER ASSOCIATION
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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