1016 Deer Creek Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1016 Deer Creek Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,210 sqft · built 2002
Lot Size	0.315 acres (13,722 sqft)
Owner	2 Individual Names on File
Last Sale	$337,179 (Mar 2025)
Tax Bill	$2,299 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-18-0-00127-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-18-0-00127-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,210 sqft Adjusted Area
1st Floor Area	1,768 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	13,722 sqft (0.315 acres)
Lot Dimensions	153 ft deep x 88 ft wide

Location & Zoning

Street Address	1016 DEER CREEK DR
City	HERNANDO
State	MS
Zip	38632-1273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	DEERCREEK SEC E LOT 127
Legal Range	007
Legal Township	03S
Legal Section	07
Legal Subdivision	DEERCREEK SEC E
Legal Lot Number	127
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	71121

Owner

1016 Deer Creek Dr is owned and occupied by two individuals who bought it in March 2025.

Source: DeSoto County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1016 DEER CREEK DR, HERNANDO, MS 38632-1273
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 1, 2021	Warranty Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2025 · Amount on File
Deed Sale	Mar 11, 2025 · Amount on File
Prior Sale	Jun 1, 2021 · Amount on File
Deed Book / Page	1025 / 4786
Prior Transfer Date	May 22, 2013
Prior Transfer Doc	000708/526
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1016 DEER CREEK DR, HERNANDO, MS 38632-1273
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 DEER CREEK DR, HERNANDO, MS 38632-1273

Mortgage

Document Number	5662/131770
Date	Dec 17, 2025
Book Page	5662/131770

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 1, 2021
Property Address	1016 DEER CREEK DR, HERNANDO, MS 38632-1273
Document Number	000959/734
Book / Page	959 / 734
Map Reference	MB 78 PG 37
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	290 FOXWOOD CIR W, 290, HERNANDO, MS 38632-7219

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1016 DEER CREEK DR, HERNANDO, MS 38632-1273
Investor	Possibly a Property Investor

Mortgage

Document Number	0005258327
Date	Jun 1, 2021
Instrument	5258/327

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1016 Deer Creek Dr was $2,299.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,299.00	$19,740 Land $3,000 Building $16,740	$197,396 Land $30,000 Building $167,396
2023	$2,017.00	$14,540	$145,402 Land $30,000 Building $115,402

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1016 Deer Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1016 Deer Creek Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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