1023 Deer Creek Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1023 Deer Creek Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,533 sqft · built 2003
Lot Size	0.457 acres (19,925 sqft)
Owner	Individual Name on File
Tax Bill	$968 (2025)
Deeds & Mortgages	May 2024 Mortgage Apr 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-18-0-00126-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-18-0-00126-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,533 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	19,925 sqft (0.457 acres)
Lot Dimensions	154 ft deep x 130 ft wide

Location & Zoning

Street Address	1023 DEER CREEK DR
City	HERNANDO
State	MS
Zip	38632-1274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	DEERCREEK SEC E LOT 126
Legal Range	07
Legal Township	03
Legal Section	07
Legal Subdivision	DEERCREEK SEC E
Legal Lot Number	126
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	71121

Owner

1023 Deer Creek Dr is owned and occupied by an individual who acquired it in May 2024.

Source: DeSoto County records, as of January 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1023 DEER CREEK DR, HERNANDO, MS 38632-1274
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Apr 1, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 16, 2024	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Nov 17, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2024
Deed Sale	May 16, 2024
Prior Sale	Nov 17, 2020
Deed Document Number	0010248623
Deed Book / Page	1024 / 8623
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1023 DEER CREEK DR, HERNANDO, MS 38632-1274
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52R CHEROKEE RD, CHEROKEE VILLAGE, AR 72529-2601

Mortgage

Document Number	5661/45322
Date	May 16, 2024
Book Page	5661/45322

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1023 DEER CREEK DR, HERNANDO, MS 38632-1274
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 DEER CREEK DR, HERNANDO, MS 38632-1274

Mortgage

Document Number	5662/27737
Date	Apr 1, 2025
Book Page	5662/27737

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 16, 2024
Property Address	1023 DEER CREEK DR, HERNANDO, MS 38632-1274
Document Number	01024/8623
Book / Page	1024 / 8623
Map Reference	MB 78 PG 37
Instrument Date	May 8, 2024
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	PERFECT TITLE, PERFECT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2227 W 3RD ST, WATERLOO, IA 50701-3701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 DEER CREEK DR, HERNANDO, MS 38632-1274

Mortgage

Document Number	0566145322
Date	May 16, 2024
Instrument	5661/45322

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 17, 2020
Property Address	1023 DEER CREEK DR, HERNANDO, MS 38632-1274
Document Number	0000939/97
Book / Page	939 / 97
Map Reference	MB 78 PG 37
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12080 HIGHWAY 193, WILLISTON, TN 38076-3216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 DEER CREEK DR, HERNANDO, MS 38632-1274

Tax Assessment & Valuation

The 2025 property tax bill for 1023 Deer Creek Dr was $968.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$968.00	$15,811 Land $3,000 Building $12,811	$158,113 Land $30,000 Building $128,113
2023	$1,153.00	$15,811	$158,113 Land $30,000 Building $128,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1023 Deer Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1023 Deer Creek Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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