1056 Augusta Ave, Elgin, IL 60120 Property Records

Kane County property record for 1056 Augusta Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,722 sqft · built 1958
Lot Size	0.271 acres (11,825 sqft)
Owner	Individual Name on Record
Last Sale	$203,000 (Sep 2019)
Tax Bill	$7,535 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-132-011`

Property Details

APN / Parcel Number

Primary APN	`06-12-132-011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,722 sqft Living Area
Gross Area	2,774 sqft
1st Floor Area	1,722 sqft
Basement Area	1,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,825 sqft (0.271 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1056 AUGUSTA AVE
City	ELGIN
State	IL
Zip	60120-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROTE & CHURCHS 2ND ADDN NORTH 16 FT LOT 9 & ALL OF LOT 10 BLOCK 1
Legal Subdivision	GROTE&CHURCHS 2ND ADDN
Legal Block	1
Legal Lot Number	9,10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6020
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1056 AUGUSTA AVE, ELGIN, IL 60120-2930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Sep 10, 2019	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Prior Sale	Aug 9, 2013 · Amount on Record
Deed Document Number	201941723
Prior Transfer Date	May 16, 2007
Prior Transfer Doc	0000024647
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1056 AUGUSTA AVE, ELGIN, IL 60120-2930
Document Number	0000082137
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1056 AVGUSTA AVE ELGIN IL 60120, ELGIN, IL 60120

Mortgage

Document Number	0000082137
Date	Dec 30, 2020
Instrument	82137

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 10, 2019
Property Address	1056 AUGUSTA AVE, ELGIN, IL 60120-2930
Document Number	0000041723
Instrument Date	Aug 8, 2019
Instrument	41723
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2177 COLORADO AVE ELGIN IL 601232543, ELGIN, IL 60123-2543

Mortgage

Document Number	41724
Date	Sep 10, 2019
Instrument	41724

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,535.00 (+15.85%) Homeowner's exemption	$106,773 (+8.57%) Land $23,111 Building $83,662	$320,447 (+8.57%) Land $69,361 Building $251,086
2024		$98,345 (+21.39%) Land $21,287 Building $77,058	$295,153 (+21.44%) Land $63,887 Building $231,267
2022	$6,504.00 (+4.53%) Homeowner's exemption	$81,013 (+6.96%) Land $17,535 Building $63,478	$243,039 (+6.96%) Land $52,605 Building $190,434
2021	$6,222.00 Homeowner's exemption	$75,741 Land $16,394 Building $59,347	$227,223 Land $49,182 Building $178,041

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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