1051 Augusta Ave, Elgin, IL 60120 Property Records

Kane County property record for 1051 Augusta Ave, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,037 sqft · built 1938
Lot Size	0.102 acres (4,434 sqft)
Owner	2 Individual Names on File
Last Sale	$167,500 (Apr 2018)
Tax Bill	$2,764 (2025)
Deeds & Mortgages	May 2023 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-133-004`

Property Details

APN / Parcel Number

Primary APN	`06-12-133-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,037 sqft Living Area
Gross Area	1,815 sqft
1st Floor Area	1,037 sqft
Basement Area	778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cottage
Construction Type	Frame
Lot Area	4,434 sqft (0.102 acres)
Lot Dimensions	111 ft deep x 40 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1051 AUGUSTA AVE
City	ELGIN
State	IL
Zip	60120-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROTE & CHURCHS 2ND ADDN SOUTH 40 FT EXCEPT 53 FT LOT 9 BLOCK 2
Legal Subdivision	GROTE&CHURCHS 2ND ADDN
Legal Block	2
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6021
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-133-004

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1051 AUGUSTA AVE, ELGIN, IL 60120-2929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Transfer on Death Deed, Transfer
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK
Jan 17, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Apr 13, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2018 · Amount on Record
Deed Sale	Apr 13, 2018 · Amount on Record
Prior Sale	Mar 10, 2004 · Amount on Record
Deed Document Number	201816888
Last Transfer Date	Apr 26, 2023
Transfer Doc	0000016559
Record Updated	Sep 20, 2026

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	May 24, 2023
Property Address	1051 AUGUSTA AVE, ELGIN, IL 60120-2929
Document Number	0000016559
Instrument Date	Apr 26, 2023
Instrument	2023K016559
Transaction Type	Transfer
Record Updated	Jun 06, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1051 AUGUSTA AVE, ELGIN, IL 60120-2929

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1051 AUGUSTA AVE, ELGIN, IL 60120-2929
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069639
Date	Sep 13, 2021
Instrument	2021K069639

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1051 AUGUSTA AVE, ELGIN, IL 60120-2929
Document Number	0000004509
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 07, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1051 AUGUSTA AVE ELGIN IL 601202929, ELGIN, IL 60120-2929

Mortgage

Document Number	0000004509
Date	Jan 24, 2020
Instrument	4509

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 13, 2018
Property Address	1051 AUGUSTA AVE, ELGIN, IL 60120-2929
Document Number	0000016888
Instrument Date	Mar 19, 2018
Instrument	16888
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$251.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1051 AUGUSTA AVE ELGIN IL 601202929, ELGIN, IL 60120-2929

Mortgage

Document Number	16889
Date	Apr 13, 2018
Instrument	16889

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,764.00 (-22.69%)
2024		$67,830 (+21.39%) Land $10,485 Building $57,345	$203,571 (+21.44%) Land $31,468 Building $172,104
2022	$3,575.00 (-13.33%) Homeowner's exemption	$55,876 (+6.96%) Land $8,637 Building $47,239	$167,628 (+6.96%) Land $25,911 Building $141,717
2021	$4,125.00 Homeowner's exemption	$52,240 Land $8,075 Building $44,165	$156,720 Land $24,225 Building $132,495

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898508006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 514 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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