1044 Augusta Ave, Elgin, IL 60120 Property Records

Kane County property record for 1044 Augusta Ave, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,322 sqft · built 1917
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Aug 2016)
Tax Bill	$5,995 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-132-013`

Property Details

APN / Parcel Number

Primary APN	`06-12-132-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,322 sqft Living Area
Gross Area	2,033 sqft
Basement Area	711 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1044 AUGUSTA AVE
City	ELGIN
State	IL
Zip	60120-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROTE & CHURCHS 2ND ADDN LOT 8 BLOCK 1
Legal Subdivision	GROTE&CHURCHS 2ND ADDN
Legal Block	1
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6020
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-132-013

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1044 AUGUSTA AVE, ELGIN, IL 60120-2930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2016 · Amount on Record
Deed Sale	Aug 24, 2016 · Amount on Record
Prior Sale	Nov 04, 2015
Deed Document Number	201644797
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1044 AUGUSTA AVE, ELGIN, IL 60120-2930
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 AUGUSTA AVE, ELGIN, IL 60120-2930

Mortgage

Document Number	0000027021
Date	Aug 08, 2023
Instrument	2023K027021

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,995.00 (+15.82%) Homeowner's exemption
2024		$79,748 (+21.39%) Land $19,320 Building $60,428	$239,340 (+21.44%) Land $57,983 Building $181,357
2022	$5,176.00 (+4.69%) Homeowner's exemption	$65,693 (+6.96%) Land $15,915 Building $49,778	$197,079 (+6.96%) Land $47,745 Building $149,334
2021	$4,944.00 Homeowner's exemption	$61,418 Land $14,879 Building $46,539	$184,254 Land $44,637 Building $139,617

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898508006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.