1043 Augusta Ave, Elgin, IL 60120 Property Records

Kane County property record for 1043 Augusta Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,064 sqft · built 1940
Lot Size	0.226 acres (9,831 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2021)
Tax Bill	$6,056 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-133-005`

Property Details

APN / Parcel Number

Primary APN	`06-12-133-005`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Lot Area	9,831 sqft (0.226 acres)
Lot Dimensions	164 ft deep x 60 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1043 AUGUSTA AVE
City	ELGIN
State	IL
Zip	60120-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROTE & CHURCHS 2ND ADDN LOT 8 BLOCK 2
Legal Subdivision	GROTE&CHURCHS 2ND ADDN
Legal Block	2
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6021
Census Tract	850800

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1043 AUGUSTA AVE, ELGIN, IL 60120-2929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Oct 21, 2009 · Amount on Record
Deed Document Number	202155062
Prior Transfer Date	Apr 24, 2008
Prior Transfer Doc	0000041361
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 19, 2021
Property Address	1043 AUGUSTA AVE, ELGIN, IL 60120-2929
Document Number	0000055062
Instrument Date	Jul 13, 2021
Instrument	2021K055062
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1043 AUGUSTA AVE, 1043, ELGIN, IL 60120-2929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 AUGUSTA AVE, ELGIN, IL 60120-2929

Mortgage

Document Number	0000055063
Date	Jul 19, 2021
Instrument	2021K055063

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,056.00 (+15.82%) Homeowner's exemption
2024		$80,493 (+21.39%) Land $19,320 Building $61,173	$241,576 (+21.44%) Land $57,983 Building $183,592
2022	$5,229.00 (+4.68%) Homeowner's exemption	$66,307 (+6.96%) Land $15,915 Building $50,392	$198,921 (+6.96%) Land $47,745 Building $151,176
2021	$4,995.00 Homeowner's exemption	$61,992 Land $14,879 Building $47,113	$185,976 Land $44,637 Building $141,339

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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